Nicole Lappin

Thank you. However your brain works, there's a way to make it feel more doable. I love baby steps toward the finish line here. All finance stuff is overwhelming, even for people who got their MBA and work in budgeting and work in finance. It can be really overwhelming because it's not just numbers and zeros and ones, and it can be formulaic, but it's also all of the emotions that you have.

tied into whatever goal you're planning for. So, you know, you viscerally want to live in a garden. And so that could sway how you approach your retirement savings, because also maybe you don't want to be like your stepdad, you know, like all this stuff comes into play because we're human. We're not machines. Exactly.

tied into whatever goal you're planning for. So, you know, you viscerally want to live in a garden. And so that could sway how you approach your retirement savings, because also maybe you don't want to be like your stepdad, you know, like all this stuff comes into play because we're human. We're not machines. Exactly.

tied into whatever goal you're planning for. So, you know, you viscerally want to live in a garden. And so that could sway how you approach your retirement savings, because also maybe you don't want to be like your stepdad, you know, like all this stuff comes into play because we're human. We're not machines. Exactly.

So you mentioned that you had some savings for a down payment on your retirement dream home, right? And maybe this summer you'll have enough for a 300 K down payment. Do you have your savings separate from your IRA account? Like where is that money?

So you mentioned that you had some savings for a down payment on your retirement dream home, right? And maybe this summer you'll have enough for a 300 K down payment. Do you have your savings separate from your IRA account? Like where is that money?

So you mentioned that you had some savings for a down payment on your retirement dream home, right? And maybe this summer you'll have enough for a 300 K down payment. Do you have your savings separate from your IRA account? Like where is that money?

It's amazing. And you're an amazing mama. And as a new mama myself, I know the impetus to want to do everything for your kid. All I'll say for that is that you have to put your oxygen mask on first, even before helping him, because there will be scholarships for college. There's financial aid. Unfortunately, there's no scholarship or financial aid for your retirement.

It's amazing. And you're an amazing mama. And as a new mama myself, I know the impetus to want to do everything for your kid. All I'll say for that is that you have to put your oxygen mask on first, even before helping him, because there will be scholarships for college. There's financial aid. Unfortunately, there's no scholarship or financial aid for your retirement.

It's amazing. And you're an amazing mama. And as a new mama myself, I know the impetus to want to do everything for your kid. All I'll say for that is that you have to put your oxygen mask on first, even before helping him, because there will be scholarships for college. There's financial aid. Unfortunately, there's no scholarship or financial aid for your retirement.

And this is something that a lot of parents struggle with because they want their kid to go to an amazing school and have an amazing life and in some cases, you know, have a better life or opportunities than you had. And that's so normal as a parent. But, you know, if you're choosing between his college fund and your retirement account, I want you to choose your retirement account.

And this is something that a lot of parents struggle with because they want their kid to go to an amazing school and have an amazing life and in some cases, you know, have a better life or opportunities than you had. And that's so normal as a parent. But, you know, if you're choosing between his college fund and your retirement account, I want you to choose your retirement account.

And this is something that a lot of parents struggle with because they want their kid to go to an amazing school and have an amazing life and in some cases, you know, have a better life or opportunities than you had. And that's so normal as a parent. But, you know, if you're choosing between his college fund and your retirement account, I want you to choose your retirement account.

Yeah. I think selfish gets a bad rap, especially for women. But being selfless, I think, is even worse. I think you're definitely doing something for your son if you take care of yourself financially so that they don't feel burdened to take care of you, which I'm sure he will want to because you took care of him. I'm sure my daughter...

Yeah. I think selfish gets a bad rap, especially for women. But being selfless, I think, is even worse. I think you're definitely doing something for your son if you take care of yourself financially so that they don't feel burdened to take care of you, which I'm sure he will want to because you took care of him. I'm sure my daughter...

Yeah. I think selfish gets a bad rap, especially for women. But being selfless, I think, is even worse. I think you're definitely doing something for your son if you take care of yourself financially so that they don't feel burdened to take care of you, which I'm sure he will want to because you took care of him. I'm sure my daughter...

She better want to take care of me the way I am taking care of her. But like, we just have to sort of fast forward the videotape and what that looks like. And if you put all of the money that you have toward savings, if you put all of your, the money that you have to save toward his college account and nothing toward yours, it's not helping him and it's not helping you. Right.

She better want to take care of me the way I am taking care of her. But like, we just have to sort of fast forward the videotape and what that looks like. And if you put all of the money that you have toward savings, if you put all of your, the money that you have to save toward his college account and nothing toward yours, it's not helping him and it's not helping you. Right.

She better want to take care of me the way I am taking care of her. But like, we just have to sort of fast forward the videotape and what that looks like. And if you put all of the money that you have toward savings, if you put all of your, the money that you have to save toward his college account and nothing toward yours, it's not helping him and it's not helping you. Right.

So a little bit of tough love, but you can take it.