Nicole Lappin

Okay. So what do you think the next plan of action is for you?

Okay. So what do you think the next plan of action is for you?

Okay. That sounds like a great plan. And then I think just understanding where some of the extras are going, the yearly pass to Disney, the whatever else you added in, just getting like an audit of what is going on there might be helpful to prioritize. Absolutely.

Okay. That sounds like a great plan. And then I think just understanding where some of the extras are going, the yearly pass to Disney, the whatever else you added in, just getting like an audit of what is going on there might be helpful to prioritize. Absolutely.

Okay. That sounds like a great plan. And then I think just understanding where some of the extras are going, the yearly pass to Disney, the whatever else you added in, just getting like an audit of what is going on there might be helpful to prioritize. Absolutely.

And I know it sounds like Captain Obvious, but to make a spending plan, it's designed to overall help you increase that savings contributions. And listen, when you're getting home from work, you feel tired. Who wants to update a tracker at the end of looking at trackers all day long?

And I know it sounds like Captain Obvious, but to make a spending plan, it's designed to overall help you increase that savings contributions. And listen, when you're getting home from work, you feel tired. Who wants to update a tracker at the end of looking at trackers all day long?

And I know it sounds like Captain Obvious, but to make a spending plan, it's designed to overall help you increase that savings contributions. And listen, when you're getting home from work, you feel tired. Who wants to update a tracker at the end of looking at trackers all day long?

But do you think if you just updated the tracker quarterly, so it's not a nightly thing, that could be something you could stick to?

But do you think if you just updated the tracker quarterly, so it's not a nightly thing, that could be something you could stick to?

But do you think if you just updated the tracker quarterly, so it's not a nightly thing, that could be something you could stick to?

Yep. I mean, a lot of times it's going to be boring. I'm not going to lie to you, but I do like my money to be boring. No need to have the excitement that you would get at Disney World with your finances. You want it slow, steady, and super boring. But you'll see progress and the gap between what you want for retirement and what you're doing right now is going to start closing.

Yep. I mean, a lot of times it's going to be boring. I'm not going to lie to you, but I do like my money to be boring. No need to have the excitement that you would get at Disney World with your finances. You want it slow, steady, and super boring. But you'll see progress and the gap between what you want for retirement and what you're doing right now is going to start closing.

Yep. I mean, a lot of times it's going to be boring. I'm not going to lie to you, but I do like my money to be boring. No need to have the excitement that you would get at Disney World with your finances. You want it slow, steady, and super boring. But you'll see progress and the gap between what you want for retirement and what you're doing right now is going to start closing.

And that's going to feel really good. And it won't take energy away from you at the end of the day. It will probably feel energizing.

And that's going to feel really good. And it won't take energy away from you at the end of the day. It will probably feel energizing.

And that's going to feel really good. And it won't take energy away from you at the end of the day. It will probably feel energizing.

Okay, good. So I think with these steps, you're building a really solid foundation for your financial future and lifestyle creep does not stand a chance, especially when you recognize it, it usually creeps away. But the first step to any recovery is admitting you have a problem. And the only problem we can't fix is when you don't admit you have. So I think this is a big step.

Okay, good. So I think with these steps, you're building a really solid foundation for your financial future and lifestyle creep does not stand a chance, especially when you recognize it, it usually creeps away. But the first step to any recovery is admitting you have a problem. And the only problem we can't fix is when you don't admit you have. So I think this is a big step.

Okay, good. So I think with these steps, you're building a really solid foundation for your financial future and lifestyle creep does not stand a chance, especially when you recognize it, it usually creeps away. But the first step to any recovery is admitting you have a problem. And the only problem we can't fix is when you don't admit you have. So I think this is a big step.