Nikhil Ravishankar

We're working through that.

The way I would explain it is we're not looking at necessarily a number for the number of people that we want to trim the business by, but rather what discretionary investments

initiatives and investments we can take a pause on, and that will have a flaw and impact on people.

Oh, look, I mean, we're in the business of flying planes, and we've had 20% of our assets stranded, parked up.

Having them back is extremely useful.

Yeah, but can you fill them?

Well, I mean, that's the challenge, of course, isn't it?

Our inbound markets are performing really well.

So we need to put them in service of tourism and trade.

So that's what we're planning on doing.

In fact, on Wednesday next week, there'll be an exciting announcement that I'm going to make as far as where we're going to put some of that extra capacity.

We witnessed that the United States insisted on bad faith and violation of the ceasefire.

All of this is evidence that the United States apparently does not show seriousness in the diplomatic process.

It is a very busy time.

Yeah, with the claims obviously comes a cost and we plan for that cost.

Well, Mike, your premium, if you're a typical homeowner, your premium, about 60% of your premium is going to be related to natural hazards, and that shows up as claims costs, it shows up as reinsurance costs, and taxes and levies in terms of the NHI premium.

So as we see more of these storms come through, we see more damage, and it's typically wind damage, it is fuzzing.

then if you don't actually address that level of risk, it's going to have an impact on your premiums, absolutely.

They weren't really expecting us to have as large a storm as we did with Gabrielle and the Auckland flooding.

So that adjustment's taken place.