Nilay Patel

He has very strong opinions about mortgage rates.

I don't know if you've heard.

He would like them to be much lower.

And that's his solution.

There's building supply.

All of your ability to do all these things comes from being that aggregator, right?

Having that demand.

And that is...

under threat in different ways.

As I look at the different aggregators, we've done a lot of episodes about companies like DoorDash.

We literally call it the DoorDash problem here on the show, that actually the next great interface might just be a chatbot.

right, in the mobile revolution where we created new interfaces for databases on our phone and built a new economy.

Well, there might be another one.

Like Johnny Ive is doing something at OpenAI.

It is unclear what, but it is almost certainly going to be voice activated in some way, right?

You can see where all this is headed.

That disaggregates you.

Like quite literally, it takes your interface out of the mix and maybe presents it in someone else's app or doesn't present it at all in some other way.

Have you thought about this problem?

It seems like the most unlikely one to be,