Nilay Patel

I'm very curious to see what you all think of this conversation.

Okay, experienced CEO of Technology and Software Solutions, Alex Lintner.

Here we go.

Alex Lintner, you are the CEO of Software and Technology at Experian.

Welcome to Decoder.

ALEX LINTNER, Thank you, New Life, for having me.

MARK MIRCHANDANI, I am very excited to talk to you.

There's a lot to talk about.

Experian is a sort of fascinating company.

A lot of people have a lot of feelings about Experian, which I want to talk to you about.

Every company that comes on the show lately, every executive tells me that they're an AI company.

I think Experian wants to be known as an AI company.

We're going to get into that.

Why don't you tell me what you think Experian is today and what it has been and what you think it should be in the future?

So that's Experian to me.

This is going to be very reductive.

And I'm saying it on purpose because I'm curious if it really is this simple or if there's more complexity there.

That sounds like Experian maintains a big database of information about people, mostly about their credit.

And when you say it protects that information –

That's because having all that data is very important and very powerful and very valuable.