Nova Sappho

The Toyotas of the investment world.

Erin Lash of Morningstar says these stocks have been relatively cheap.

as investors opted for the Ferraris of the stock market.

The future may be looking brighter, though, for consumer staples.

For one, analysts say last year's tax cuts should show up as bigger returns this year, boosting consumer spending.

Robert Moscow is at TD Cowen.

Which makes stocks tied to consumer staples even more attractive right now to spooked investors.

I'm Novosafo for Marketplace.

Analysts don't know what legal authority, if any, President Trump can use to compel banks to cap rates at 10 percent.

But they do think there will be negative consequences for consumers.

Ted Rossman is with Bankrate.

That's because credit card debt is inherently risky.

It's not secured to an asset like a house or a car.

Some people don't pay it back.

The trade group Electronic Payments Coalition says Trump's demand could leave anyone with a credit score below 740 effectively without credit card access.

Consumer spending could slow and hurt the economy.

Lauren Saunders is with the National Consumer Law Center.

How much room?

Ted Rossman of Bankrate says maybe one or two percentage points lower than current rates, but banks won't go as low as 10%.

I'm Novosafo for Marketplace.