Owen Rascovitch

I mean, and the thing is you are learning again.

You know you're going to make mistakes, et cetera.

But if you do it, I think if I was new today, the way I'd probably do it is I'd go to an ETF provider.

Like, I'd learn about the ETFs.

And we've got some stuff that we'll put in the show notes, of course.

There'll be heaps of information there.

And we've talked about it before on Investing 101.

I would probably put – I'd consider putting money in an ETF and then I'd go another ETF and another ETF.

And then over time, I would probably look at –

Maybe incorporating individual shares or going to a robovisor or, you know, just changing it up.

Because if you go from, say, $0 to $20,000, you're going to make mistakes in that time.

But at the same time, you don't have too many options until you get to that kind of $20,000 mark.

Because a lot of these managed funds have minimums like $10,000, $20,000.

And if you put it all in one of them, then you're exposed to only one.

Whereas ETFs are a really good way to do it.

I'm sure over time these robo-advisors will bring down the minimums as they get bigger, but they're still pretty new.

Still pay like $10 for every.

And what we mean by brokerage is when you use your share brokerage account and you buy something, it might be $10 to buy a parcel of investments, like one ETF or one share, and that's automatically deducted.

Yep.

Okay.