Owen Raskovich

And the last one is we talk about doing research.

So we've mentioned Finder, Canstar is another one.

There's many different websites, even blogging sites, that Honey app.

There's all these different things, Price Hipster.

But one thing you can do is you can use a website like Choice.com.

And they do reviews of the quality of all the products, as you know.

They give lemons for the worst performers and they give whatever for the best ones.

Down to things like toasters and Aldi puddings, right?

And you can decide in advance which one you want just based on the reviews from these independent sites or this is an independent site.

You can use that instead of being the person like, I'm never going to sit down and do like three days of work on a toaster.

Some people do, but if you're kind of like halfway in between, you can go to the Choice website and they do all the research for you.

We've got two more.

So another idea is to invest some money on behalf of your kids or family members.

So you might choose instead of buying X, Y, Z gifts for your kids, you might put the money invested aside for them and just do an experience or something like that.

And often if kids are getting money from family members at Christmas, you may steward that for them and put that aside.

Yeah, so there's a few ways.

So this is a question I always got and I still get is what do you do with money that's supposed to be for your kids?

How can you invest that for your kids?

And there are so many ways to do it.

Some ways to do it really wrong, just a few, and then there's a few ways you can do it really well.