Owen Raskovich

And you know what?

You live in it, so it's kind of yours, right?

You're not going to just up and leave because someone said in the media that your house is going to fall in price.

And it's the same thing that we have with shares.

You don't want to be a forced seller, right?

If your shares fall 20% and you're willing to own those shares for 10 or 20 years, what does the 20% fall mean to you?

The important thing is here that you maintain your serviceability and you pay off your loans.

If you've lost a job, we've had a few episodes about how you can use JobKeeper or JobSeeker or all of these things, and you can use your emergency cash buffer.

We've had some great feedback on the podcast series of late.

from people who have saved up that cash buffer and now they're drawing on it because they have to, but they're not as stressed as they might otherwise be.

And one final positive I might add in here is we are seeing an easing of restrictions.

I have been looking at a house with my partner recently and we've looked at a few different houses and what we've found is that in the last week, at the time of recording this, this is Monday,

In the last week, we've seen a massive uptick in the number of people that are attending open inspections because you can finally do open inspections.

And I guess the other thing is there are more bids because people are more confident.

So maybe, maybe these negative forecasts aren't as bad as what people say.

The next thing I want to talk about is rental forecasts.

So we've got house price forecasts, which seem kind of gloomy for people that own houses, but it's actually an opportunity for people who want to buy a house.

So I guess I'm quite happy to be a buyer in this market.

But what about renters?

People who pay a regular monthly payment to their landlord to live in their property?