Owen Raskovich

So either for the day or for the season or just for Christmas presents.

Or individuals.

Yeah.

So I kind of prioritize different people.

You know who you are.

Yeah.

So the most important people in my life get allocated X amount of the Christmas budget and then other people get divvied up with the rest of the budget.

It sounds really bad, but I mean, you often want to, you might want to buy something more

depth for someone that's really special to you and then the other people you might just get a little something more so I think having having a limit and I mean I've been doing the trick I mentioned before where I put some money aside each paycheck all year so that's my Christmas amount and I'm sort of giving that up and working out the best way to allocate that to the people I love

Cool.

Well, the thing is, right, if you set a budget, that's your budget.

That's the money you have.

You shouldn't then try to stretch that to make it fit.

That's the limit.

So you can get creative from within that.

So you said setting a spending limit, and this is kind of universal.

Like everyone says, have a budget, stick to it.

another one is to have a time limit so this is a really good one for someone that likes to spend a lot of the time a lot of their time shopping so they're the types of people that get satisfaction from that type of thing i find it very i get a lot of anxiety when i shop i'm like get in get out get away from these people get out of the shopping center etc but one thing you can do is you can say i'm going to spend three hours at the shopping center and that's it it's going to be at this time you know this is what i need to do in that amount of time

And that will make you prioritize your actions.

You're not going to get distracted.