Owen Raszkiewicz

Ultimately, what this means is if you, say, have an aggressive investment, say you have 80% invested in shares or property and that type of thing and 20% in...

cash or term deposits, you're going to be pushing towards the lower end of this range, according to Vanguard.

Now, that's pretty dark because 5% doesn't sound great, whatever.

On the upside, I guess 5% is 500% more than 1%, so that's a good thing.

Compounded at 6%, $2,000 a month invested turns into $1.9 million in 30 years.

I've excluded tax for simplicity.

But you get the idea.

That's the first thing.

So if you want to retire early, maybe you can't rely on super because you might have to be 70 by the time you access it.

Your employer is already adding 10% of your wage to super.

Find out where it's going.

Make sure it's being invested the way that suits you.

Third one is it's extremely easy to get started investing.

Maybe I won't name a broker, but Susan did.

No, she did.

I'm happy to say it.

Comsec is the largest broker in Australia, but there are plenty of others.

ETFs are very easy to get started in.

I've said that.

You probably know that.