Parker Hunsaker

Right.

Yeah, well, so 9-11 is one of those things that if you take a look at it, I mean, I'll just come out publicly and say I think it was an inside job.

And if I die, just know that I would never kill myself.

Just know that.

But essentially, if you look at the story, Larry Silverstein, he's a billionaire, essentially an investor, right?

He purchased the World Trade Center six weeks before anything had happened before.

Before 9-11.

So six weeks before 9-11, you have a gentleman named Larry Silverstein coming in and purchasing it.

Now, at that point in time, the building was required by the city to go under major renovation for asbestos.

So they wouldn't essentially allow any more people inside working until the asbestos had been fully removed.

which meant that it was very undesirable to investors because they had to undergo a renovation project that could cost quite a bit of money.

So he comes in and buys it.

He says, I'll take on the asbestos liability.

I'll take care of the renovation six weeks before 9-11.

When he did that, make sure I get my numbers right, he took out a $3.5 billion policy that covered against the buildings.

So if something happened, that coverage was there.

Here's the thing.

Most of the time, terrorism is excluded on policies.

That's just a standard in the insurance industry because the chances of that happening is very slim.

Now, when you're dealing with business owners and high execs, oftentimes they ask to have that on.