Parker Hunsaker

You could probably insure that hard drive for X amount of money.

That's personal property, right?

So like I said, you can get insurance on anything, like literally anything.

I mean, I've helped clients file a few.

There have been a few cases where, you know, a lot of times what I run into are clients coming to me basically saying, hey, I had a bad experience with my previous broker agent.

I thought this and this was covered.

It turns out it wasn't.

So one thing that I do a little bit differently is I offer businesses especially, I do like a deep dive analysis.

So I've got access to AI systems and data software that essentially lets me take a look at any specific business and say, okay, based on the analytics and the proprietary data that we're seeing, this is how, let's just say an HVAC company, for example, this is how an HVAC company would compare against all the other HVAC companies.

you know, in the United States.

And so what we do is we say, okay, based on how an HVAC company should be rated, this is the amount of premium you should be paying.

So what it does is it allows us to not only fight against insurance companies with, you know, hey, based on our data, this is how much they should be paying.

But it also lets us stay competitive in terms of like safety programs or other things so that we can actually mitigate or avoid claims.

Very common.

I think the first auto policy that I got was $415 a month and it was for state minimum liability.

Yes.

Back then, I had no idea what wasn't included on that, what it didn't cover.

But to your point, man, like I just, you know, not even from a bias standpoint.

If you've got, if you're a high profile person, if you've got a high profile business, you need to look at all your basis is because something could happen.

And again, I'm a worst case scenario guy, but something could happen that you're not prepared for.