Patrick Foster

Exactly.

Now you're paying back.

Individuals.

Yeah.

And as I say, a lot of those people not only have been very understanding, but some of them, and I don't think they'd mind me saying this, probably don't need the money, but...

I want to pay them back.

Yeah, definitely, and it's added motivation and actually, like, I see that as, like, a huge goal because I never thought I would be.

And so actually, if at some point, that would be one of my greatest achievements.

Yeah, what a day that would be when you hit the zero in that sense.

what people do and the fact that people are willing to give you a second chance.

Not sure they'd be willing to give me a third one.

And again, that's sort of motivation for keep going.

Yeah, to an extent, because a lot of it is unaccounted for because it was in casinos, betting shops all around the world.

But obviously when I was going through everything, which was a pretty painful experience, I looked at it and I transacted two million or just under two million pounds worth of bets online.

So I hadn't lost that amount, but that was the amount of money I'd transacted.

It might be more than that when you, as I say, think about betting shops and casinos.

I had 76 different active online accounts opened up in 63 different people's names.

I'd taken out 23 different bank and payday loans.

As I said, I borrowed money off loan sharks, gangsters, drug dealers, and ultimately turned to 113 different individuals.

During the Cheltenham Festival week that I alluded to, I placed something like 27,000 different bets.