Paul Clitheroe

That's right.

But for other people, seriously, when you're at a barbecue and you say, what do you think about the government's change of the negative hearing?

Yeah.

It's embarrassing not to know, right?

Very good point.

So we want to give the language skills of money.

It's all very good and well to say compound interest, but what's it mean?

So we need to help teachers with how do we not only in math, it's not just a numeracy skill, it is a life skill.

And so that's why actually it is embedded across the curriculum in various subject areas because our educators aren't silly.

They know this is the case, that it is a whole-of-life skill.

And if you don't get the language going, in a sense, the math's not a lot of use to you.

It's a really challenging issue.

Actually, something we believe in the school system.

We spoke earlier about the fact that financial literacy is embedded in the curriculum, not as a separate subject matter, but it's embedded across various subjects, maths and social sciences, humanities and so on.

We actually did participate, much to my great excitement, in the global PISA testing.

We did that over three years.

The last one we did was 2018.

We were fifth in 15 participating countries.

It is a voluntary thing, the financial literacy questions.

Obviously, we're constantly testing 15-year-olds around English and maths, and so we should.