Paul Schroder

That's the central problem here.

So I think you've challenged me to go to the right spot here, Alan, right?

So are there, that's what I was trying to get to is, are there creative ways for more houses to be built in intelligent ways?

Yes.

Can that happen at a macro level?

Yes.

Might that happen at a fund level?

I think it could happen at a fund level in some of the ways you described.

A couple of things we need to make sure we protect against.

One is you've got to make sure that other members aren't paying something that they're not getting a benefit from.

So it's really important for us to have equity between members.

And the next part is you have to make sure that if we were to embark on something, it's not just some sort of money-wasting white elephant.

But there are –

I think there are ways to have super and housing, not super or housing.

And what I worry about in some of the more extreme political debate is, oh, we should use super for housing.

Well, no, we need super and housing.

And I reckon there is a sweet spot where super could fund things or help fund things.

that might help people be housed more quickly.

So I think when we think about AI, we have to think about – we, Australian Super, have to think it through three lenses.

The one you've just gone to, which is –