Pavan Agarwal

And I was advising those homeowners, like, if you can... If you can bear through it, don't get caught up in the momentary, oh, I can rent for less right now.

And I was advising those homeowners, like, if you can... If you can bear through it, don't get caught up in the momentary, oh, I can rent for less right now.

That and then look at the overall macroeconomics. There's a fixed amount of land and population keeps rising. And you have to understand why it crashed. It crashed because of a sudden dry up of credit. There was no buyers because no one could borrow money. Credit disappeared overnight. I said, that's going to get fixed. The government is pouring so much money at it. It's going to get fixed.

That and then look at the overall macroeconomics. There's a fixed amount of land and population keeps rising. And you have to understand why it crashed. It crashed because of a sudden dry up of credit. There was no buyers because no one could borrow money. Credit disappeared overnight. I said, that's going to get fixed. The government is pouring so much money at it. It's going to get fixed.

I said, you should go out and buy. They want to loan you expensive money, I promise. And that's what my family did. We went and bought a lot of real estate from 2008 to about 2012. It was the best buys ever. We were getting at land cost, zero value given to the improvement. This is like no brainer, just buy as much as you can.

I said, you should go out and buy. They want to loan you expensive money, I promise. And that's what my family did. We went and bought a lot of real estate from 2008 to about 2012. It was the best buys ever. We were getting at land cost, zero value given to the improvement. This is like no brainer, just buy as much as you can.

And recently we just bought a bunch of property in Texas, a lot of low income housing, bought some in Oklahoma. It's just amazing, it's great returns. It's a lot of work. I spent a month in Texas driving around looking at real estate and talking to the neighbors and doing the math. But it's fun. It's fun work. It's a game. It's like real life Monopoly.

And recently we just bought a bunch of property in Texas, a lot of low income housing, bought some in Oklahoma. It's just amazing, it's great returns. It's a lot of work. I spent a month in Texas driving around looking at real estate and talking to the neighbors and doing the math. But it's fun. It's fun work. It's a game. It's like real life Monopoly.

Plus now we've got RFK running the FDA, which is going to make America healthy again.

Plus now we've got RFK running the FDA, which is going to make America healthy again.

It's a simple math and you know whether you need to, whether it's a good trade or not. I don't ever invest in real estate saying with the hope that this is going to appreciate by 20% in the next so many years. I look at appreciation as a bonus. The cap rate, I look at minimum cap rate at 10%. If I don't get 10% cap rate, I'm not touching it because a million things can go wrong.

It's a simple math and you know whether you need to, whether it's a good trade or not. I don't ever invest in real estate saying with the hope that this is going to appreciate by 20% in the next so many years. I look at appreciation as a bonus. The cap rate, I look at minimum cap rate at 10%. If I don't get 10% cap rate, I'm not touching it because a million things can go wrong.

If you buy 10 properties, one of them could be a total write-off because of some insurance problem, lawsuit, whatever. So you got to always have that cap rate. So that's a simple thing on real estate. on investing outside of real estate. I like to invest in things I control, so that basically boils down to my own companies, and I put the money in. Better than you and your team.

If you buy 10 properties, one of them could be a total write-off because of some insurance problem, lawsuit, whatever. So you got to always have that cap rate. So that's a simple thing on real estate. on investing outside of real estate. I like to invest in things I control, so that basically boils down to my own companies, and I put the money in. Better than you and your team.

If I look at it, a good trader should always look at the situation impartially, dispassionately. Right. So even when I was trading my own assets, I'm looking at the asset, my company or whatever the business model is. I have to look at this. How does the business model stand on its own? Right.

If I look at it, a good trader should always look at the situation impartially, dispassionately. Right. So even when I was trading my own assets, I'm looking at the asset, my company or whatever the business model is. I have to look at this. How does the business model stand on its own? Right.

And so like with with my company, I'm looking at the business model is a we're going to lift two billion people across the world out of you know, that are unbanked today into the, forget banking, straight into the decentralized economy and get them financially fluent and financially educated, right? And I'm looking at it as a huge potential.

And so like with with my company, I'm looking at the business model is a we're going to lift two billion people across the world out of you know, that are unbanked today into the, forget banking, straight into the decentralized economy and get them financially fluent and financially educated, right? And I'm looking at it as a huge potential.

And I look at the tech, I look at the tech, you know, I look at my engineering team's capability, look at the tech, look at the vision. I say, hey, this is going to work. And it is working. And it's like, it's not like... you know, pie in the sky, right? I see a lot of mistakes and very smart people,

And I look at the tech, I look at the tech, you know, I look at my engineering team's capability, look at the tech, look at the vision. I say, hey, this is going to work. And it is working. And it's like, it's not like... you know, pie in the sky, right? I see a lot of mistakes and very smart people,