Pejman Ghadimi

Not every car is created equal and the right Lamborghinis, the right Ferraris will depreciate during their first year, but then ultimately hold flat at what we call a bottom cash value.

And so we invented the bottom cash value formula, which is a formula that enables us to understand every single car in the market and which cars will actually have a stop in that depreciation based on time and will only depreciate based on miles and conditions, such as if you crash your car or not.

And so we invented the bottom cash value formula, which is a formula that enables us to understand every single car in the market and which cars will actually have a stop in that depreciation based on time and will only depreciate based on miles and conditions, such as if you crash your car or not.

And by identifying these cars, you're able to hop car to car, meaning one year, two years, three years, however you want. But you're able to ultimately buy a car or finance it however way you want. But once you put that money in the car, it doesn't actually depreciate.

And by identifying these cars, you're able to hop car to car, meaning one year, two years, three years, however you want. But you're able to ultimately buy a car or finance it however way you want. But once you put that money in the car, it doesn't actually depreciate.

So even if you're making your payment, even if you're, let's say you can't afford to buy a quarter million dollar car cash, you're still paying your monthly payment like a normal payment. But at the end, when you go sell your car, you actually recoup that payment because it's not equity in the car.

So even if you're making your payment, even if you're, let's say you can't afford to buy a quarter million dollar car cash, you're still paying your monthly payment like a normal payment. But at the end, when you go sell your car, you actually recoup that payment because it's not equity in the car.

And you ultimately, the car itself hasn't actually depreciated from the purchase price that you actually bought it for.

And you ultimately, the car itself hasn't actually depreciated from the purchase price that you actually bought it for.

So I know all those people really well. I actually bought one of Dan IM's previous cars. And I'm very close friends with Andy. And I also personally collect cars. So those collections not only don't depreciate, they actually appreciate. So that's like the tier level of the collector spectrum where you're buying cars that are so rare and exclusive, like I personally do.

So I know all those people really well. I actually bought one of Dan IM's previous cars. And I'm very close friends with Andy. And I also personally collect cars. So those collections not only don't depreciate, they actually appreciate. So that's like the tier level of the collector spectrum where you're buying cars that are so rare and exclusive, like I personally do.

That's not what I teach every day because that's a very small group of people. But you're buying cars so exclusive and specs configurations are hard to get models that they're immediately significantly in higher demand on the used market because most people can't get them on the market.

That's not what I teach every day because that's a very small group of people. But you're buying cars so exclusive and specs configurations are hard to get models that they're immediately significantly in higher demand on the used market because most people can't get them on the market.

So that's a difference here because that's like, hey, I have all the money in the world and I'm just buying a ton of shit. But when you're normal and starting up, you usually look at your most people will will comfortably buy a Range Rover. They'll be like, oh, that's my luxury kind of like I bought myself a Range Rover, a really nice Volvo.

So that's a difference here because that's like, hey, I have all the money in the world and I'm just buying a ton of shit. But when you're normal and starting up, you usually look at your most people will will comfortably buy a Range Rover. They'll be like, oh, that's my luxury kind of like I bought myself a Range Rover, a really nice Volvo.

For the price of that Range Rover, they could probably have a Lamborghini Urus or a Rolls Royce Cullinan. Those are cars that they don't think they can afford usually when they buy the Range Rover because they think in conventional mindset of if the payment is $1,000 a month on the Range Rover, it's $3,000 a month on the Cullinan. So therefore, I can't afford a Cullinan.

For the price of that Range Rover, they could probably have a Lamborghini Urus or a Rolls Royce Cullinan. Those are cars that they don't think they can afford usually when they buy the Range Rover because they think in conventional mindset of if the payment is $1,000 a month on the Range Rover, it's $3,000 a month on the Cullinan. So therefore, I can't afford a Cullinan.

That's like $2,000 of extra money. But it's not true, though, because even though you're spending $3,000 a month maybe for the Cullinan, if you're buying the right Cullinan, that money is still parked in the car. But that Range Rover will keep depreciating over your lease back down to basically a wash of 40, 50K after like three years of ownership.

That's like $2,000 of extra money. But it's not true, though, because even though you're spending $3,000 a month maybe for the Cullinan, if you're buying the right Cullinan, that money is still parked in the car. But that Range Rover will keep depreciating over your lease back down to basically a wash of 40, 50K after like three years of ownership.

But that same Cullinan, which you could drive the exact same car, might cost you 15 grand over three years. But it's a Cullinan. So you got to drive a Rolls-Royce for less money than a Range Rover. Now, I wouldn't say you got to drive a Rolls-Royce for less money than like on the Civic.