Peter Falcon

So the better version of that is you just say, give me your debit card.

and you go at 1130 at night and you take out the maximum you can take out.

And then the next day you take out the maximum you can take out.

And then the next day you take out.

So let's say it's 500, 500, it's 1500 bucks.

And then you have them call the bank and say,

Hey, man, $1,500 is out of my account.

$500 increments a bunch of people.

Somebody's taking money out of my account.

And then you can give them back the debit card.

And they're like, well, they're like, oh, yeah, you used your debit card.

You say, I didn't use my debit card.

I wasn't at work during that time.

And then if they check the cameras, it's not them.

Okay.

It's called the Electronic Transfer Act.

By law, federal law, the bank has to return your money within 24 hours.

So the bank gives them the money back because they think they've been ripped off.

The worst the bank will do is cancel their debit card and issue them another debit card.

And give them a return on the money.