Peter Uwe

It was an amazing year for us.

We achieved some new milestones in the business.

We have now 50 million monthly transacting users using our app constantly on a monthly basis.

We also showed great profitability in the business to over $500 million in adjusted EBITDA, but also our first year net profit in the business.

As we look at 2026,

We're firing on all cylinders and we are seeing good growth across all the platforms, across all the different products that we have today.

We are confident going into 2026 in terms of delivering that new guide that we gave after 2026.

But also, we also gave a three-year guidance also at the same time of 20% revenue growth from 2025 to 2028.

Yeah, there's really three big pillars when you look at the business today.

One is continuing the growth momentum in our rides business as well as our deliveries business.

And our deliveries also now we have other products and services.

For example, grocery delivery continues to be one of our fastest growing.

It's actually growing 1.7 times faster than our food business today.

We also have dine-in, which is another unique set of product features that brings people to restaurants also at the same time.

Financial services also continues to be our fastest growing segment of our business today.

The loan book size that we have today, we've clipped over a billion dollars in loan portfolio, and we expect to double that as we finish the year 2026.

So we've got all the different products working together to really drive that growth in the business, but also margin expansion at the same time.