Rachel Cruz

Hey, it's Rachel Cruz.

The holidays are here, which means family time and giving back and remembering what the season is all about.

And let's be real, it also means shopping.

Y'all, if you're anything like me, December gets really busy and really expensive.

It's harder to stay intentional with your spending.

And that's why I love shopping on Amazon, especially this time of year.

Named the lowest priced US online retailer for nine years running by Profitero, a third-party analytics and research firm,

Amazon's prices are up to 14% lower across top categories and beat competitors by up to 5% in key gift categories.

Between amazing deals, stress-free shopping, and fast shipping, Amazon makes gift giving simpler, the holiday season a little brighter, and helps me keep my budget in check.

That allows me to get back to enjoying the season.

What more could a busy mom ask for?

So for more information about Amazon's low prices and easy, affordable holiday shopping, head to Amazon today.

If you missed open enrollment, don't panic.

Most health plans lock you out for the year if you didn't sign up by December.

but Christian Healthcare Ministries lets you join anytime.

CHM offers a simple, flexible, and budget-friendly alternative to health insurance, and you can join anytime.

That's right, no open enrollment deadlines.

CHM is perfect if you're self-employed, starting a business, or in between jobs, because it gives you options without those out-of-control COBRA costs.

And CHM isn't insurance.

It's a community of believers coming together to share medical bills and pray for one another.