Rachel Cruz
👤 SpeakerAppearances Over Time
Podcast Appearances
Yeah.
But you know what?
You don't have a car payment because that car payment on the $19,000 car, it's going to be $600 that you guys don't have.
So you have to make different decisions if you want different results, Brett.
And that's going to mean not taking out a loan for a car.
For you guys, the reality is a one car family.
It's saying goodbye to my emotions, saying goodbye to what I want.
and what I love and all the things that got me to this place.
And you put all that aside and you guys are like, we're adults.
We're adults.
And we're gonna make adult-like decisions and we don't have the money.
We can't afford this car.
You can't afford this car, Brett.
At $40,000, you can't afford half of your annual income going to the value of a car.
It's not good.
That's not wise.
And I would be working like crazy to get your income up.
And I would start working to get out of debt.
I mean, you guys could get all this paid off.
Your debt's not crazy.