Rachel Cruz
👤 SpeakerAppearances Over Time
Podcast Appearances
So, so Wanda, I mean, I'm looking at this.
So let's just say you have, you have, you have $50,000 in debt because of the divorce.
You got a $25,000 car and you got a $12,000 401k debts, uh, seven, eight.
I mean, that's, yeah, that's $87,000.
You make 188,000.
I want you to pay this off in 18 months, Wanda.
That's why I got a second job.
Put all the money to it.
Yeah, and that's the thing is, you know, that when you look at this high income, I'm like, man, this is, and I know you're in Southern California, so it doesn't go as far as it would in Kansas City or something.
I get it.
But man, you have a lot on your side, Wanda.
But from this point forward, I want you to draw that line in the sand and say no more.
I'm not doing car payments.
We're not doing credit cards.
We're not, you know, borrowing our 401k.
I'm living on what I make.
I'm going to be, you know, funding retirement.
I mean, why?
It's because, I mean, how old are you, Wanda?
55, yeah.