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Rachel Cruz

๐Ÿ‘ค Speaker
See mentions of this person in podcasts
1201 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
Early Money Decisions Shape Your Financial Future

So she has two older brothers in the same situation who are 31 and 29.

The Ramsey Show
Early Money Decisions Shape Your Financial Future

And they're still in school?

The Ramsey Show
Early Money Decisions Shape Your Financial Future

Yeah, also still in school, never worked.

The Ramsey Show
Early Money Decisions Shape Your Financial Future

No, not at this particular moment.

The Ramsey Show
Early Money Decisions Shape Your Financial Future

So that's kind of where I didn't know how bad the situation was.

The Ramsey Show
Early Money Decisions Shape Your Financial Future

I didn't know their work history or anything.

The Ramsey Show
Early Money Decisions Shape Your Financial Future

Just recently found out that none of them have worked.

The Ramsey Show
Early Money Decisions Shape Your Financial Future

And we've been dating a year.

The Ramsey Show
Early Money Decisions Shape Your Financial Future

So we started talking about marriage and finances.

The Ramsey Show
Early Money Decisions Shape Your Financial Future

And this is when it all started to come up of, okay, what's the plan?

The Ramsey Show
Early Money Decisions Shape Your Financial Future

And what's her plan?

The Ramsey Show
Early Money Decisions Shape Your Financial Future

And for now, it sounds like as soon as she gets married, her

The Ramsey Show
Early Money Decisions Shape Your Financial Future

Cause we were talking about this and I work full time.

The Ramsey Show
Early Money Decisions Shape Your Financial Future

I have a very stable job and been doing that for a while.

The Ramsey Show
Early Money Decisions Shape Your Financial Future

Debt-free kind of,

The Ramsey Show
Early Money Decisions Shape Your Financial Future

whole nine yards there, but I asked her to get a part-time job during the summer next semester to kind of get some financial freedom away from her parents.

The Ramsey Show
Early Money Decisions Shape Your Financial Future

Yeah, that was my tester to see if she was willing to put in some effort because I'm

The Ramsey Show
Early Money Decisions Shape Your Financial Future

I want to make things work, but if I'm expected to take 100% of the financial burden for the next 50 years, I don't know if I can handle that.

The Ramsey Show
Early Money Decisions Shape Your Financial Future

She's had to retake a lot of classes where she's... Failed?

The Ramsey Show
Early Money Decisions Shape Your Financial Future

Says she wants to get into like a master's, PhD program.