Rachel Cruz

So there may be some more on the market that are great.

It wouldn't be considered a high-yield savings.

It would be considered a checking account.

But there are some banks that are offering, usually online banks, are offering more of a higher interest rate on just a traditional checking account.

So that's something you could look into if you wanted to.

But I would say the money you have in your checking, or the way I look at it, Jacob, is that money's sitting there not to make me money.

It's to keep my life afloat.

I mean, in my investments...

are there to make money for me, just like you're saying.

My high yield savings, it's there for a little bit of that bridge mentality of like, we have a lot, you know, we had a good amount of money in our high yield because we were building a pool.

So we were writing some checks out of it throughout this past year.

But I'd rather it sit in a high yield savings versus a checking account.

But yet I know my high yield savings is not where I'm gonna make a ton of money.

And that's not why it's there.

It's fine to have it sit there, some savings, because it will make more than a checking account.

But I look at...

For me, my investments from retirement, Winston, I have a separate mutual fund, and then we also have some real estate.

So like I look at those as where my money makes money, not necessarily my high yield savings or my checking.

So I wonder if from your mentality perspective, Jacob, to kind of like loosen that a little bit and maybe put some more like emotional parameters around these accounts.

Yeah, and I would say this too, Jacob.