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Rachel Cruze

👤 Speaker
36334 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

So I think if you guys keep it around that million-dollar mark...

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

from just the rough math of even if you just didn't even add the other million, but you had the two million, and if you're living off 6% or whatever it may be, I think you're gonna be, you guys will be totally fine.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Do you have a good financial planner?

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

No, that's fair.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Yeah.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

So I think, yeah, I think sitting down and kind of running out all the numbers with someone, because if you're 72 and in good health, I mean, you could live another 20 years.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

But I think, Jay, did you?

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I mean, I think the million you have five hundred thousand in your primary home now is just pulling out another five hundred thousand to upgrade to a million dollar home.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

And then you guys will have that two million in cash.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Yeah.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

And then you'll be putting some money away continually.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

And then I think from there.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Yeah.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I mean, I think you've got a great nest egg.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

And yeah, I think you'd be totally fine.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

But again, I think running all scenarios with somebody who's looking at the market, looking at rates, looking at how aggressive your funds are, how not aggressive they're putting.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

I mean, whatever that you're invested in, I would be running some long term numbers because, you know, there is the percentage of what you want to withdraw that makes sense from a

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

historical perspective of what the market makes, right?

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

So like, of course, one year, you know, or last year was like 23% or something crazy.

The Ramsey Show
“I’m $147k In Debt And Only Make $1,500 A Month”

Oh, it was crazy.

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