Rachel Cruze

I know, Andrew, but you need more money to start saving. You need more money to start investing. You need more money for you to start saving for a down payment for a home. You need more money.

I know, Andrew, but you need more money to start saving. You need more money to start investing. You need more money for you to start saving for a down payment for a home. You need more money.

You're going to be stuck in this forever and not have any...

You're going to be stuck in this forever and not have any...

You're going to be stuck in this forever and not have any...

cash flow available to you does that make sense like you won't even be able to build up an emergency fund making twenty thousand dollars a year so your structure in this company is pretty whack it doesn't allow you to be self-sufficient which is part of the problem of you seeing forty three thousand dollars of a medical expense and you don't know how the heck you're going to pay it because you're not making anything even though your expenses are low that's not the way to calculate an income

cash flow available to you does that make sense like you won't even be able to build up an emergency fund making twenty thousand dollars a year so your structure in this company is pretty whack it doesn't allow you to be self-sufficient which is part of the problem of you seeing forty three thousand dollars of a medical expense and you don't know how the heck you're going to pay it because you're not making anything even though your expenses are low that's not the way to calculate an income

cash flow available to you does that make sense like you won't even be able to build up an emergency fund making twenty thousand dollars a year so your structure in this company is pretty whack it doesn't allow you to be self-sufficient which is part of the problem of you seeing forty three thousand dollars of a medical expense and you don't know how the heck you're going to pay it because you're not making anything even though your expenses are low that's not the way to calculate an income

Does that make sense? Yeah. For you to be self-sustaining. Now, if you are working part time, that makes sense. But for you to be a self-sustaining adult where you are a full time worker, you need to be thinking beyond what your expenses are now, because you don't want to be where you are now in five, 10 years. Do you like you want a house?

Does that make sense? Yeah. For you to be self-sustaining. Now, if you are working part time, that makes sense. But for you to be a self-sustaining adult where you are a full time worker, you need to be thinking beyond what your expenses are now, because you don't want to be where you are now in five, 10 years. Do you like you want a house?

Does that make sense? Yeah. For you to be self-sustaining. Now, if you are working part time, that makes sense. But for you to be a self-sustaining adult where you are a full time worker, you need to be thinking beyond what your expenses are now, because you don't want to be where you are now in five, 10 years. Do you like you want a house?

You want to be living on your own, paying your own electricity. Yeah.

You want to be living on your own, paying your own electricity. Yeah.

You want to be living on your own, paying your own electricity. Yeah.

Yeah, for sure. So this is kind of your wake-up call to, you need to be restructured. Yeah, the way you're paid. needs to be. And my fear is, is that the way you guys have conducted this family business is that they need you only pulling out 20,000 a year. Cause they need more for profit.

Yeah, for sure. So this is kind of your wake-up call to, you need to be restructured. Yeah, the way you're paid. needs to be. And my fear is, is that the way you guys have conducted this family business is that they need you only pulling out 20,000 a year. Cause they need more for profit.

Yeah, for sure. So this is kind of your wake-up call to, you need to be restructured. Yeah, the way you're paid. needs to be. And my fear is, is that the way you guys have conducted this family business is that they need you only pulling out 20,000 a year. Cause they need more for profit.

Like I'm scared that you're getting shortchanged as an investment, quote unquote, back into the company, but they're needing that margin to keep the company afloat. And if you said, Hey, I need to be paid market rates as for an income, would they be able to afford you?

Like I'm scared that you're getting shortchanged as an investment, quote unquote, back into the company, but they're needing that margin to keep the company afloat. And if you said, Hey, I need to be paid market rates as for an income, would they be able to afford you?

Like I'm scared that you're getting shortchanged as an investment, quote unquote, back into the company, but they're needing that margin to keep the company afloat. And if you said, Hey, I need to be paid market rates as for an income, would they be able to afford you?