Rachel Cruze

And your gift of just $28 covers the cost of one ultrasound.

Or if you're able, you can purchase an ultrasound machine through Preborn and have it placed in one of their clinics so women will choose life for years.

Your donation brings hope and truth when mothers feel alone and fear is loud.

So I'm asking you to give to Preborn today, even just $28 to provide one ultrasound.

Go to preborn.com slash Ramsey or call 855-601-2229 because every baby saved is more than a life preserved.

It's a life changed.

That's preborn.com slash Ramsey.

If your holiday ham tends to last longer than your New Year's resolutions, then I got a fresh challenge for you.

Make this the year you take control of your financial future with an actionable plan.

Sound intimidating?

You don't have to do it alone.

SmartVestor Pros are financial advisors who can walk you through what you need to know about retirement planning, wealth management, and anything in between.

Find a pro near you at RamseySolutions.com slash SmartVestor.

SmartVestor.

Ramsey Solutions is a paid, non-client promoter of participating pros.

Today we asked a debt payoff legend to help us unpack some financial pet peeves with a little tough love.

No, that's a violation of human rights.

But first, let's talk about what we're sipping on.

It is a tequila old-fashioned.

A refined drink for a refined guest today.