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Rachel Cruze

๐Ÿ‘ค Speaker
36389 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
Chasing Easy Money Always Ends in Regret

Let it all go to one account and together as a household together. We are running this household and this family, and money is just a tool to allow us to do the things that we want to do in life. And let's do that together versus separate. And so that's kind of the way I would approach it. And then the tactical side out of that, once you guys agree on that holistic picture together, is โ€“

The Ramsey Show
Chasing Easy Money Always Ends in Regret

Let it all go to one account and together as a household together. We are running this household and this family, and money is just a tool to allow us to do the things that we want to do in life. And let's do that together versus separate. And so that's kind of the way I would approach it. And then the tactical side out of that, once you guys agree on that holistic picture together, is โ€“

The Ramsey Show
Chasing Easy Money Always Ends in Regret

Okay, together as one, what do we need to do to be financially healthy? Well, we need to have an emergency fund of $1,000. Check. Okay, we need to be completely debt free. All right, that's our next goal. Perfect. Let's put some of this money that's now in one account. You know what I mean? Put that $15,000 there, pay that off. Great. Now we need an emergency fund. Okay, great. Let's do that.

The Ramsey Show
Chasing Easy Money Always Ends in Regret

Okay, together as one, what do we need to do to be financially healthy? Well, we need to have an emergency fund of $1,000. Check. Okay, we need to be completely debt free. All right, that's our next goal. Perfect. Let's put some of this money that's now in one account. You know what I mean? Put that $15,000 there, pay that off. Great. Now we need an emergency fund. Okay, great. Let's do that.

The Ramsey Show
Chasing Easy Money Always Ends in Regret

Okay, together as one, what do we need to do to be financially healthy? Well, we need to have an emergency fund of $1,000. Check. Okay, we need to be completely debt free. All right, that's our next goal. Perfect. Let's put some of this money that's now in one account. You know what I mean? Put that $15,000 there, pay that off. Great. Now we need an emergency fund. Okay, great. Let's do that.

The Ramsey Show
Chasing Easy Money Always Ends in Regret

Next, we have a dream because we've done a dream date, just like George said. And we have a big dream to take the family to this destination in two years. So what do we need to save each month to do that, right? Like you start actually planning and living life together. Right. Is that helpful? Because I understand what you're saying, and I think couples usually go the tactical side.

The Ramsey Show
Chasing Easy Money Always Ends in Regret

Next, we have a dream because we've done a dream date, just like George said. And we have a big dream to take the family to this destination in two years. So what do we need to save each month to do that, right? Like you start actually planning and living life together. Right. Is that helpful? Because I understand what you're saying, and I think couples usually go the tactical side.

The Ramsey Show
Chasing Easy Money Always Ends in Regret

Next, we have a dream because we've done a dream date, just like George said. And we have a big dream to take the family to this destination in two years. So what do we need to save each month to do that, right? Like you start actually planning and living life together. Right. Is that helpful? Because I understand what you're saying, and I think couples usually go the tactical side.

The Ramsey Show
Chasing Easy Money Always Ends in Regret

Yeah. And I'm assuming, Christine, so correct me if I'm wrong, you fully trust him financially? Oh, yeah. Yeah, okay, good, good, good, good. Because to your point, there is a level of like, oh my gosh, you know, I've saved half a million dollars and handing that over, right? I mean, just...

The Ramsey Show
Chasing Easy Money Always Ends in Regret

Yeah. And I'm assuming, Christine, so correct me if I'm wrong, you fully trust him financially? Oh, yeah. Yeah, okay, good, good, good, good. Because to your point, there is a level of like, oh my gosh, you know, I've saved half a million dollars and handing that over, right? I mean, just...

The Ramsey Show
Chasing Easy Money Always Ends in Regret

Yeah. And I'm assuming, Christine, so correct me if I'm wrong, you fully trust him financially? Oh, yeah. Yeah, okay, good, good, good, good. Because to your point, there is a level of like, oh my gosh, you know, I've saved half a million dollars and handing that over, right? I mean, just...

The Ramsey Show
Chasing Easy Money Always Ends in Regret

We want to just all say out loud, yes, this is a person that is trustworthy to share in goals and us together walk this path. Right. Because we get calls sometimes, Christine, which is not your case, thankfully, but calls that they're like, I don't really trust them. And you're like, all right, well, let's hold the brakes, tap the brakes then before we do that. No, it's not that.

The Ramsey Show
Chasing Easy Money Always Ends in Regret

We want to just all say out loud, yes, this is a person that is trustworthy to share in goals and us together walk this path. Right. Because we get calls sometimes, Christine, which is not your case, thankfully, but calls that they're like, I don't really trust them. And you're like, all right, well, let's hold the brakes, tap the brakes then before we do that. No, it's not that.

The Ramsey Show
Chasing Easy Money Always Ends in Regret

We want to just all say out loud, yes, this is a person that is trustworthy to share in goals and us together walk this path. Right. Because we get calls sometimes, Christine, which is not your case, thankfully, but calls that they're like, I don't really trust them. And you're like, all right, well, let's hold the brakes, tap the brakes then before we do that. No, it's not that.

The Ramsey Show
Chasing Easy Money Always Ends in Regret

Thank you.

The Ramsey Show
Chasing Easy Money Always Ends in Regret

Thank you.

The Ramsey Show
Chasing Easy Money Always Ends in Regret

Thank you.

The Ramsey Show
Chasing Easy Money Always Ends in Regret

And it doesn't make you less of a man or a woman. I understand for guys it's a totally different perspective. I think there's differences in men and women when it comes to how we relate and see and view money. But that's the problem, too, is I think we've related so much of our money, either our mistakes or our successes with who we are as a person. And that's just not the truth.

The Ramsey Show
Chasing Easy Money Always Ends in Regret

And it doesn't make you less of a man or a woman. I understand for guys it's a totally different perspective. I think there's differences in men and women when it comes to how we relate and see and view money. But that's the problem, too, is I think we've related so much of our money, either our mistakes or our successes with who we are as a person. And that's just not the truth.

The Ramsey Show
Chasing Easy Money Always Ends in Regret

And it doesn't make you less of a man or a woman. I understand for guys it's a totally different perspective. I think there's differences in men and women when it comes to how we relate and see and view money. But that's the problem, too, is I think we've related so much of our money, either our mistakes or our successes with who we are as a person. And that's just not the truth.