Rachel Cruze

That's right. Sorry. I know. And I think that's it, too. I mean, I even remember me as a kid. Mom and dad, that is one place that they did well. They let us make mistakes with money. I mean, and by that meaning like spending on stupid stuff.

No, gosh, no, no. And they were never like helicopter controlling, controlling parents with that. I mean, they really did. And then I mean, I was the one that always spent everything. It'd be like the 18th of the month. And I was like, hi, I need some more money for the rest of the month. And they were like, well, that's what your job is for. Go make some money, Rachel. But you just kind of learn.

No, gosh, no, no. And they were never like helicopter controlling, controlling parents with that. I mean, they really did. And then I mean, I was the one that always spent everything. It'd be like the 18th of the month. And I was like, hi, I need some more money for the rest of the month. And they were like, well, that's what your job is for. Go make some money, Rachel. But you just kind of learn.

No, gosh, no, no. And they were never like helicopter controlling, controlling parents with that. I mean, they really did. And then I mean, I was the one that always spent everything. It'd be like the 18th of the month. And I was like, hi, I need some more money for the rest of the month. And they were like, well, that's what your job is for. Go make some money, Rachel. But you just kind of learn.

It's like a trial and error, especially in your teenage years. And I think that's a gift to give our kids. I do think one of the mistakes with parenting recently is... They are such either helicopter parents controlling every move or the snowplow parenting.

It's like a trial and error, especially in your teenage years. And I think that's a gift to give our kids. I do think one of the mistakes with parenting recently is... They are such either helicopter parents controlling every move or the snowplow parenting.

It's like a trial and error, especially in your teenage years. And I think that's a gift to give our kids. I do think one of the mistakes with parenting recently is... They are such either helicopter parents controlling every move or the snowplow parenting.

Smooth it out so that there's no bumps in the road. You have no hardship. You don't feel any pain. Life is easy and beautiful. And that's what I want as a parent for you. And that is damaging, too. So it is a hard balance. But, Ray, he sounds like he has some good tenacity. So we'll just channel it. Channel it in the right way. And he'll be great.

Smooth it out so that there's no bumps in the road. You have no hardship. You don't feel any pain. Life is easy and beautiful. And that's what I want as a parent for you. And that is damaging, too. So it is a hard balance. But, Ray, he sounds like he has some good tenacity. So we'll just channel it. Channel it in the right way. And he'll be great.

Smooth it out so that there's no bumps in the road. You have no hardship. You don't feel any pain. Life is easy and beautiful. And that's what I want as a parent for you. And that is damaging, too. So it is a hard balance. But, Ray, he sounds like he has some good tenacity. So we'll just channel it. Channel it in the right way. And he'll be great.

Hey guys, Rachel Cruz here. All right, I'm about to say what everyone already knows, but budgeting is a good thing to do. Now actually starting, well, that's where people freeze up. And you guys, it doesn't have to be that way. With the EveryDollar budgeting app, getting started is super easy and so is sticking to it.

Hey guys, Rachel Cruz here. All right, I'm about to say what everyone already knows, but budgeting is a good thing to do. Now actually starting, well, that's where people freeze up. And you guys, it doesn't have to be that way. With the EveryDollar budgeting app, getting started is super easy and so is sticking to it.

Hey guys, Rachel Cruz here. All right, I'm about to say what everyone already knows, but budgeting is a good thing to do. Now actually starting, well, that's where people freeze up. And you guys, it doesn't have to be that way. With the EveryDollar budgeting app, getting started is super easy and so is sticking to it.

You can set up your first budget in less time than it takes to go through the Chick-fil-A drive-thru. It's fast. And the best part? With unlimited budget categories, you can customize it to fit your life. Grocery runs, coffee runs, or planning your next family trip. Whatever you have going on, EveryDollar helps you see exactly what's happening with your money.

You can set up your first budget in less time than it takes to go through the Chick-fil-A drive-thru. It's fast. And the best part? With unlimited budget categories, you can customize it to fit your life. Grocery runs, coffee runs, or planning your next family trip. Whatever you have going on, EveryDollar helps you see exactly what's happening with your money.

You can set up your first budget in less time than it takes to go through the Chick-fil-A drive-thru. It's fast. And the best part? With unlimited budget categories, you can customize it to fit your life. Grocery runs, coffee runs, or planning your next family trip. Whatever you have going on, EveryDollar helps you see exactly what's happening with your money.

You'll know what's coming in, what's going out, and what's left over for some fun. Because let's be real, you need some fun in your budget. EveryDollar keeps budgeting simple and stress-free, just the way you want it. So go download the app for free and get started today. Again, go download EveryDollar today.

You'll know what's coming in, what's going out, and what's left over for some fun. Because let's be real, you need some fun in your budget. EveryDollar keeps budgeting simple and stress-free, just the way you want it. So go download the app for free and get started today. Again, go download EveryDollar today.

You'll know what's coming in, what's going out, and what's left over for some fun. Because let's be real, you need some fun in your budget. EveryDollar keeps budgeting simple and stress-free, just the way you want it. So go download the app for free and get started today. Again, go download EveryDollar today.

The growth of The Ramsey Show has been incredible over the last really two years on podcasts and YouTube. And of course, those of you listening live on the radio. And so we appreciate that so much because so much of that growth comes from you guys sharing the show with friends, with family.