Rachel Cruze

They receive maybe $900 from Social Security.

How old are they?

They've never worked much.

They are 85.

My mother-in-law is 85 and my father-in-law is 80, about 80.

We have gone and built them a casita on their house so they could get some rental income.

And that brings in about $1,000 a month.

But they still cannot live.

And it's basically medical bills and things like that.

So we have now started paying their utilities and their health insurance.

Exactly.

So I keep telling my husband, what about, I know most people don't like this, but a reverse mortgage.

no not good okay so it's gonna yeah yeah so it's not like another they're not gonna be a hundred probably i don't think so i mean i you know who knows who's god willing but sure um but not not while my mother-in-law's had a heart attack she's had a mini stroke and she goes she rides the ambulance to the emergency room once a month thus her medical bills continue to grow

The reason he wants to do this is because he wants to inherit this property.

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