Rachel Cruze
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Podcast Appearances
I could do that.
You know what I mean?
No borrowing.
Right, but it can start to expand so quickly, and so there's a level of stability that's good.
How much are your expenses every month, Mary?
So if you went in the middle and just said, if we lost all income, right, and we had four months worth, right, that's $32,000.
So maybe you do throw, you know what I mean, some at it.
But you guys are reasonable in the three to six month emergency fund, right?
Four to five months.
Yeah, split the difference.
That leaves you guys, again, with a four- to five-month emergency fund.
And with what you're going to save in the mortgage once it is paid off, you're going to have it bumped back up in six months.
Are we going to pay it off next month?
Keep the levity.
Now, Mary, I would want you guys investing in retirement, though.
I mean, if you are following the baby steps, you guys need to be investing 15%.