Rachel Cruze

It's amazing.

But you just feel like the quick turn after you pay commissions and everything.

But if you sold the property, Chris, I mean, if you only had it for a year, it probably doesn't have much equity in it.

Because it should have some equity?

Right.

Yeah, but if he sells it for the same price basically he bought it for a year ago because it hasn't really appreciated much, and he pays fees, all of it, he's going to be... Can you get out even, Chris?

Yeah, that's my question.

Yeah, but I do hear you, Chris, with when the bonuses come, depending on the month, right?

The instability is, yeah, on the low end.

You said if you bring home $11,000, right, and $5,000 almost of it's being taken by the mortgage, on that one particular month, you need to have a fund.

We call it the Peaks and Valleys Fund.

So when the bonuses do come in, throw some of it in that fund so when there is a low month, you can pull from that fund and that the house is fine, that it is around a fourth-year take-home pay.

Do you guys have any cash saved, Chris?

Well, they actually have a wedding date.

Some people call and they're like, we're not sure.

Our house is together when you're not married.

What's going on, Matthew?

It may not buy an outright house, though, outside of Portland.

Okay, that's fair.

Okay, now that we've gotten that established, for real.