Ramin Nakisa

So that's why I switched.

And it was a simplicity, I think, which also was very helpful for me because I was never second guessing myself and thinking, you know, I should put more into this, less into that.

It's just one thing I can use.

Kind of like your red button, you know, it's just one button to press, more money in, and that was the only choice.

Yeah, I just find it's just psychologically it's easier to live with because you know what you've got.

It's easy to track.

You can just say, if someone says what's in your portfolio, you can just say, oh, this is it.

And I know exactly what's in it.

I'll never forget that.

So, yeah, I think it was just better from a behavioral point of view.

That was the biggest...

reason for me, I think.

So why has the behaviour changed?

I think my circumstances changed.

I think that was the big reason.

I reached my number, so I knew I had enough.

And of course, the three things you're thinking about when you think about your allocation, when you have a portfolio is, have I got the risk of

appetite for this?

You know, am I happy taking a loss?

What's my emotional reaction to a loss?