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Ramin Nakisa

πŸ‘€ Speaker
746 total appearances

Appearances Over Time

Podcast Appearances

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

When the rates were low, it was hardly visible, wasn't it?

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

It was like a heartbeat suddenly picking up.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

That's right.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

I mean, you don't miss out.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

It's just kind of accumulated income.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

Yeah, the rampy ones are the income ones and the accumulation ones are the slowly upward moving ones.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

That's right.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

So when interest rates were zero, it was just flatlining.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

And you just think, why would I buy something like that?

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

And there isn't a good reason other than capital preservation.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

But then when income rates are higher, then yeah, the slope is just higher.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

Yeah.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

Well, a lot of the platforms now offer gilts.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

So, for example, Hargreaves has them.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

Interactive Investor has them.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

They don't offer all of them.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

I think at the moment it's just the liquid ones, but Interactive Investor gives you all of them and you can trade them electronically.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

So once you know the ticker, TR73, whatever, the old man's crypto.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

That's the old man's crypto.

Making Money
Why I'm No Longer 100% Stocks – Pensioncraft's Ramin Nakisa

But you get the shorter ones like TN28, whatever.