Ramin Nakisa

Well, I think the way people usually do it and the way I'll probably do it is, you know, you set aside a certain amount of money for that year.

So you kind of locked in whatever it is you're going to get.

And then you withdraw that as you need it as an income.

So that's probably the way I'll do it.

And a lot of these platforms, that's the way it's worked out.

You've got a separate account, a drawdown account, like physically it's another account, or virtually, you just tag this as drawdown, and then that's what you withdraw that year.

So caps and flawed.

They're very profitable for investment banks.

I mean, whenever I hear about this financial engineering stuff, I'm always a bit wary.

I just try to keep it vanilla, simple.

As long as you understand the risks, I think that's probably best.

Now, I'd rather keep the upside.

I kind of like that, that you can have up crashes.

Because if you're going to be taking the risk, I want the up crashes, right?

Yes.

It's just unbelievable how little content there is on bonds.

I mean, you look on YouTube, nothing.

I mean, I'm a sole voice, right, talking about guilt.

Why is that?

I mean, it's not because it's a bad investment.