Ramon Ray

I love this.

And so how this happens, it's very easy for technical people, which all hackers are, most of them, to spoof, to fake an email address.

That's one.

Or instead of it being from Facebook.com, being from Facebook.

and you just weren't aware as it were.

So that's how and the why it happens.

The way around that is for any wired transaction to say, here's the policy.

We will authenticate it.

We will confirm that this is what you want to do.

via two pre-authenticated methods.

So for example, Hala, I'm going to call you back at this number.

It doesn't matter what number you said to do it.

It doesn't matter what number came in.

I'm calling you back at a number we both agreed.

Things like that.

And or close the system.

So I'll give credit to something like a bill.com or other services that are built to say, these are the two data points, the money transfers, our customers are already secure and validated, and it will only be done there.

Hala's assistant,

won't click at 3 a.m.

Oh, Hollis said to send Ramon $10 and she just clicks it and sends it from your account.