Raquel

Yeah. I thought it was like a really fun way to get to know each other. And I mean, truth be told, we met online. But like even online, our banter was really great. And so I was like super, super happy to, when I met him in person, like he was so funny. He was so, so, so, so, so funny.

Yeah, exactly. He was funny online, but he was even funnier in person.

Yeah. And, like, we decided to share a slice of the triple chocolate cake. Like, or it was, like, triple chocolate truffle cake or something. But it was so good. And we each had martinis. So, like, you know, it was really nice. This is a great date idea. I'm loving this date idea. I thought it was cute.

You know, it ended pretty well. He walked me to my car, he gave me a kiss on the cheek, and he was like, yeah, I'll get in touch with you.

And then never got in touch with you? I mean, I basically texted him a couple days later. There was just one thing that happened on the date that was a little strange. Okay. So basically, he... Okay. We're talking, I'm like asking him some cool questions, right? Like I'm getting to know him. I'm asking him like, what's your astrological sign? You know, like I'm really into that stuff.

Like, are you close with your parents? Like blah, blah, blah. So like the usual stuff. And I did kind of notice that he was on his phone a lot, like towards the end of the day. So like that kind of was a little conserving to me. Um, and then like at one point he excused himself, like after we have our martini and he said he had to go like all of a sudden. So it was like, oh, okay. Weird.

I mean, everything was going great until then. And it honestly happened so fast. So he was like, oh, I have to go. And I was like, oh, okay. So like we paid the bill. And I'm like, OK, so we walk out to my car, you know, he he kisses me on the cheek. He's like, you know, I had fun, but I have to go. And I was like, I hope everything's OK. And he just kind of like left.

It was it was very kind of strange. The ending was strange.

Yeah. So like after that, I did text him and I was just like, hey, I hope everything's OK. And nothing. And it's been like, I don't know, it's been like 10 days or something, like almost two weeks.

Yeah. So your family emergency. Maybe that's what I'm thinking where I was like, maybe he just didn't like the idea of like the cocktail and cake. Like I thought it was really cute, but I was like the only thing like maybe he just didn't like my judgment and like the place that I picked.

I mean, you know, in that case, that's a red flag for you. Or like maybe I ate too much of the cake. I don't know.

Yeah.

Yeah, because I really want one.

Anna, I'm calling from Las Vegas.

Okay, so basically we met online. We decided to go to this really cute place. It was like a cocktail and dessert type place. Like, get some cake, get some cocktails. And everything was going great. Really great conversation. And then...

you know kind of halfway through the date he was like kind of got a little strange like he basically said that he had to go to the bathroom and when he came back he was like oh i have to leave like kind of all of a sudden and i was like oh okay um that's strange because the banter was really good and then he walked me to my car he kissed me on the cheek and then you know kind of just like rushed out and i texted him being like i hope everything's okay and no response and that was like 10 days ago

Thank you.

I was just trying to get to know you.

I'm just like, you know, I was disappointed because I really, I felt like we had such great banter and I'm like, I'm just like interested in you. And I just, I was interested in those things. And I just think, you know, it was a good conversation. They're like, they're like conversation starters, you know? And I mean, I'm so sorry that it turned you off.

I can certainly, you know, tone it down and not next time.

I mean, yeah, I was nervous and excited, you know, and I think when I get excited, I just like, you know, kind of like get a little bit fiery. And so I definitely need to work on my delivery, which I am really willing to do Jake, because I think we really hit it off and I would really love to see you again.

Yay.

Oh, gosh, it's been like a couple weeks.

So we met at a bar that's also kind of known for their dessert. So my idea was like cocktail and cake, which I thought was really cute.

Okay. So just a little backstory. Um, I think my biggest problem is I don't have a problem spending money or saving money. I have a problem spending money. I worked really, really hard to save up the money I have. And while I am paying off my debts, I have it to like where I pay off the least amount because I am so afraid to lose my savings.

And my biggest question is how do I overcome that fear of losing my savings?

When I was growing up, we were very not well off. We had housing insecurities. We had food insecurities. So I'm always worried that I'm going to get back to that point.

Well, for a while I felt pretty stable. And then I had some health complications. I had two surgeries in two years.

Well, to be honest, I just discovered your show about a week ago and the things you guys have been saying, I've always felt like, well, yeah, I thought credit was stupid too. And I don't want to, I don't want to only put $20,000 down on a house. I always told myself I have to save a hundred thousand dollars before I get a house. That's the stability. Yeah. For the rest of my life.

Right now I have $10,000 in medical debt. Okay. Is that all? Yes.

I have $35,000 in savings right now. Oh, my goodness.

I make about, so it's in between 60 and 70,000 a year. So my base pay is about 25, but we also, I'm a truck driver. Okay. So per unit, I get like 10 cents per unit. So if people are ordering a lot, then I get more money. Like during inflation, I get a little less because people are ordering a little less.

The year prior, I did not have it. I had the minimum because I didn't want to spend a lot in health care because I'd never had health issues. And then I got two back to back. And so like my next year when I did my health care, I was like, I'm getting the best health care I can. Mm hmm.

It's just two years old.

Probably every day.

I was so scared it was going to happen again, and then it did happen again. So then it just freaked me out. I was like, well... There's a cost to paying off your debt with savings.

Man. Yeah. I think the biggest thing is that because it happened one year and then the next year, almost like, I mean, within a couple months of each other, I was, I don't know. Yeah, it's got a chokehold on me. You're right.

Right. Not a lot. I am very frugal. Like I said, I listened to your show probably a week ago and I was like, yes, I got the cheapest. I don't have a house. I rent.

Oh yeah, absolutely. That would cover everything and more.

I do, yes.

I agree 100%. It's always in the back of my mind.

I know.

Yeah.

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