Ray Madoff

speaker
553 appearances 2 recordings 2 series first heard Apr 2026 last heard 22 May

Ray Madoff’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
1 · May OctJan 26AprJulnow

Recordings per month over the last 12 months — 2 in all, peaking in May 2026 with 1.

Appearances

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As independent contractors, whether they work for somebody else, they are subject to the heaviest taxes.
They're subject to income taxes at rates up to 37% and payroll taxes at rates at 15.3% rates.
And payroll taxes are paid there.
We call them the hidden taxes because most Americans don't even realize that they're taxes.
They show up as things like FICA and FUTA.
Very hard to understand what they are.
They're called contributions, not taxes.
But they actually impose quite heavy taxes so that somebody who – a self-employed person who earns $60,000 will pay more than $13,000 in federal income and payroll taxes.
That is a significant burden for somebody trying to get by on a $60,000 salary.
As people go up the income tax –
brackets, the taxes get even more burdensome.
So a very high-income person will pay typically 50 percent in taxes, maybe a little bit more if they're in a high-tax state.
And so they are paying significant amount of taxes.
Now let's move over to our wealthiest Americans, all the names that we have all come to know so well, Buffett, Bezos, Musk,
All of those fellows.
And for that group, they live a very different tax lifestyle.
And that's because they acquire their wealth.
They do not acquire their wealth from salaries.
The one thing all of them have in common is that they take very low salaries.
The most highest paid salary of all in that group is Warren Buffett.
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