Rebecca from California

I could side hustle. Side hustle the money.

Hi, thanks for taking my call. Um, so I have been helping my baby sister through the baby steps and she's actually further than my husband and I, she's just about to finish step three and move on to step four. She doesn't need to do five. She's only 20. She's not married. She doesn't have kids. And so I, uh, just need some guidance on like how to help her with step four and six.

Hi, thanks for taking my call. Um, so I have been helping my baby sister through the baby steps and she's actually further than my husband and I, she's just about to finish step three and move on to step four. She doesn't need to do five. She's only 20. She's not married. She doesn't have kids. And so I, uh, just need some guidance on like how to help her with step four and six.

Hi, thanks for taking my call. Um, so I have been helping my baby sister through the baby steps and she's actually further than my husband and I, she's just about to finish step three and move on to step four. She doesn't need to do five. She's only 20. She's not married. She doesn't have kids. And so I, uh, just need some guidance on like how to help her with step four and six.

I know that she needs like a Roth IRA kind of thing, her investments because she's self-employed as a tattoo artist. So she doesn't have like, automatic retirement going in. And she's very like, tell me what to do with my money and I'm going to do it because I helped her get to where she is now living on her own and that kind of stuff.

I know that she needs like a Roth IRA kind of thing, her investments because she's self-employed as a tattoo artist. So she doesn't have like, automatic retirement going in. And she's very like, tell me what to do with my money and I'm going to do it because I helped her get to where she is now living on her own and that kind of stuff.

I know that she needs like a Roth IRA kind of thing, her investments because she's self-employed as a tattoo artist. So she doesn't have like, automatic retirement going in. And she's very like, tell me what to do with my money and I'm going to do it because I helped her get to where she is now living on her own and that kind of stuff.

I think I have like... an intermediate level grasp, which is why I'm not feeling super confident because my husband and I are still in baby step two and she is progressing further. And I haven't like, we're focused on baby step two and she's getting further down the line. I'm like, Oh no, she's going to need help again soon.

I think I have like... an intermediate level grasp, which is why I'm not feeling super confident because my husband and I are still in baby step two and she is progressing further. And I haven't like, we're focused on baby step two and she's getting further down the line. I'm like, Oh no, she's going to need help again soon.

I think I have like... an intermediate level grasp, which is why I'm not feeling super confident because my husband and I are still in baby step two and she is progressing further. And I haven't like, we're focused on baby step two and she's getting further down the line. I'm like, Oh no, she's going to need help again soon.

Um, like in the next couple of months, she'll have her six months saved up. And with the investments and stuff, like you've not actually done it. I've not actually done it. And I know that she's very open with me about her finances. I know that she can fund the 15% and have money left over to save for a down payment on a home or if she wants to upgrade her car or whatever. She's 20. Great, great.

Um, like in the next couple of months, she'll have her six months saved up. And with the investments and stuff, like you've not actually done it. I've not actually done it. And I know that she's very open with me about her finances. I know that she can fund the 15% and have money left over to save for a down payment on a home or if she wants to upgrade her car or whatever. She's 20. Great, great.

Um, like in the next couple of months, she'll have her six months saved up. And with the investments and stuff, like you've not actually done it. I've not actually done it. And I know that she's very open with me about her finances. I know that she can fund the 15% and have money left over to save for a down payment on a home or if she wants to upgrade her car or whatever. She's 20. Great, great.

Yeah.

Yeah.

Yeah.

Right. Yes. Yes. And she's very I did like sit down and show her like the investment calculator on the Randy side. Like this is for your future. This is like kind of what you know, like, is this something you want to do? Do you want to set yourself up in the future? You know, and stuff like that. And she's very like just watching our parents having gone through. They went through the baby steps.

Right. Yes. Yes. And she's very I did like sit down and show her like the investment calculator on the Randy side. Like this is for your future. This is like kind of what you know, like, is this something you want to do? Do you want to set yourself up in the future? You know, and stuff like that. And she's very like just watching our parents having gone through. They went through the baby steps.

Right. Yes. Yes. And she's very I did like sit down and show her like the investment calculator on the Randy side. Like this is for your future. This is like kind of what you know, like, is this something you want to do? Do you want to set yourself up in the future? You know, and stuff like that. And she's very like just watching our parents having gone through. They went through the baby steps.

They became millionaires. And now they lost it all in their divorce. And she's like, and they have to work past retirement. Like, that's how bad it is. And so she's looking at that and saying, I don't. I don't want to do that, you know, which is so great at age 20. I mean, my goodness, like she's not even fully brain developed yet.