Rebecca from California

No, when I got my experiment, like the summary of what my original account balance was $300,000.

Oh, so I'm going to have to pay another $15,000.

Oh, so I'm going to have to pay another $15,000.

Oh, so I'm going to have to pay another $15,000.

Hi, happy to be on it. Love Smart Money Happy Hour. Thank you. Got your two favorite hosts then. You planned it right. It really is. My question is, should we get a high deductible, high premium health insurance plan or a traditional health insurance plan? My husband and I are on baby steps four, five, six, and we just had our third baby in November.

Hi, happy to be on it. Love Smart Money Happy Hour. Thank you. Got your two favorite hosts then. You planned it right. It really is. My question is, should we get a high deductible, high premium health insurance plan or a traditional health insurance plan? My husband and I are on baby steps four, five, six, and we just had our third baby in November.

Hi, happy to be on it. Love Smart Money Happy Hour. Thank you. Got your two favorite hosts then. You planned it right. It really is. My question is, should we get a high deductible, high premium health insurance plan or a traditional health insurance plan? My husband and I are on baby steps four, five, six, and we just had our third baby in November.

Our two older kids have both had to have tubes in their ears twice. So that's not fun expense to have to pay. But other than that, we're mostly healthy.

Our two older kids have both had to have tubes in their ears twice. So that's not fun expense to have to pay. But other than that, we're mostly healthy.

Our two older kids have both had to have tubes in their ears twice. So that's not fun expense to have to pay. But other than that, we're mostly healthy.

Yes, we have. And the reason why we're going through all this is because with the third kid, we decided I wasn't going back to work. And so we're going from everyone being on my health insurance plan to now all of us being on my husband's.

Yes, we have. And the reason why we're going through all this is because with the third kid, we decided I wasn't going back to work. And so we're going from everyone being on my health insurance plan to now all of us being on my husband's.

Yes, we have. And the reason why we're going through all this is because with the third kid, we decided I wasn't going back to work. And so we're going from everyone being on my health insurance plan to now all of us being on my husband's.

$16,000.

$16,000.

$16,000.

Okay. And how much do you have in the emergency fund? We currently have $17,000, but with me not going back to work, we're about to up it to $25,000.

Okay. And how much do you have in the emergency fund? We currently have $17,000, but with me not going back to work, we're about to up it to $25,000.

Okay. And how much do you have in the emergency fund? We currently have $17,000, but with me not going back to work, we're about to up it to $25,000.

Hey, thank you so much for having me. I appreciate it. Absolutely. How can we help? Well, I got started with you guys late. I am debt free now with the exception of my mortgage. Oh, great. But I didn't start investing until about age 55. I'm 58 and a half now. I fully maxed out my Roth as much as I can. I have another mutual fund investment that I put my 15% in every month.