Renata Wiles

Like people are really having to dip into that.

But I think that, you know, they say they, who is they?

People in the world say that you're supposed to have three months of your expenses.

And that is actually crazy.

you know, it can be quite a lot of money.

And yeah, we really felt it when he got made redundant.

It was this like fear of, oh my gosh, like it's a bit of an illusion being in a salary job.

I think it's easier to plan in the sense that your income is the same every month, but your income can get taken away.

And so then what do you do?

You know, now being self-employed for me, I have Rome as kind of like one thing that I do and I work on.

And I hope that one day that will be the biggest and that will be

my main you know job that is a bit more stable and a bit more secure but I don't take a lot from it at the moment because we're really in a growth stage of trying to put as much as we can back into like marketing and running events and paying for promotional material or running ads or you know putting it into development for engineers and building the product to be better and so I've had to build out different ways of making money really if you want to like grow your savings the only way to do that is actually to increase your earning

And I think that's where for me, I'm like, if I want to be saving more, if I want to have more of my KiwiSaver, if I want to, you know, put more into Sharesies or I want to, you know, have more income, I need to make more money.

Like I can't, you can only save so much.

That was a really big thing for me with becoming self-employed.

I viewed money very differently and I started to realize like,

I don't actually need to go and get a job to earn more money.

I can actually make more money myself through other ways.

And then really like leaning into that idea and being creative with that and thinking about that more.

And that mindset shift