Rich Harvey

Well, one is to knock on the door of the bank of mum and dad.

The other is to do two jobs and be a squirrel saver.

The federal and state governments in various areas, they have a help to buy scheme and some discounts on stamp duty.

So you can take advantage of some of those advices there.

But as I said before, the key thing is go and see a broker, work out on your income what you can afford.

And you might find you've just got to be patient and build up that deposit.

Don't let it stop you.

I mean, the key thing is don't go and spend that money on a holiday to the Maldives.

Keep that for another day after you've got a property.

But property is a tangible asset, Craig.

It's going to increase over time and it helps you, particularly as a younger person, with really good financial discipline.

The key is saving, borrowing, scraping it all together, get that deposit together, and then get into the market.

Absolutely, Craig.

It definitely takes a lot more time than most people give it credit for.

When you're thinking about buying a property, you do need to allocate enough time.

It's not like just packing up and going for a weekend away.

You do need to allocate time every week and every couple of days to keep looking at the portals, to keep going visiting opens and working out what kind of property is going to suit you.

You know, you might need to attend a whole bunch of auctions on the weekend.

You're putting up your hand and then you constantly get pipped at the post.

And it's like, oh, it can be so frustrating.