Rich Harvey

and run at a different speed to the herd.

It can be really hard to be what I call a counter-cyclical buyer, but the long-term rewards are really significant.

It's a bit like that Warren Buffett approach, be fearful when others are greedy and greedy when others are fearful.

But if it gives your listeners any confidence, Craig, I can let you in on a little secret and let you know that I've actually just purchased two properties in the last four weeks.

So for me, rising interest rates presents an amazing opportunity.

It doesn't deter me from achieving my long-term goals of building up a portfolio.

What I do is I look at the numbers and I build in the cost of the higher debt at a higher figure compared to what I'm paying now, build in that buffer and make sure that what I'm buying today represents good value both now and in the future.

And I simply do the calculations and work out I can afford the repayments and I'm loving it because I'm able to negotiate great prices at the moment.

Thanks so much, Craig.

Appreciate the time.

Yeah, good morning, Craig.

Great to be with you again.

Yeah, it's always been a pleasure to join you on the show.

And we've got, you know, the government seems to have formed a majority.

Hopefully, it's going to be business as usual.

Well, the voting always takes so long.

It seems ridiculous that they don't have a faster voting system.

But apparently, like almost one third of people voted before the election this time.

There was a huge number of postal and absentee votes that they had to count to get a result.

Yeah, sure.