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Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

1152.984

And I will cry. You know what? I don't care if she's a jerk. Everyone heard how much of a jerk she is. I kind of wish the girls could have given all the food back, too, and vomited all over.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

312.561

Well, okay, I'm not the one viral, but my daughter was a part of it.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

335.439

Hmm.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

336.051

So basically I had to drop her off at the mall, like in the food court. And what I understood of the plan was they were going to go have lunch and do party activities. And then the group was going to head over to Build-A-Bear.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

355.214

The birthday girl's mom was taking care of that.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

364.235

Yeah, it was great. I'll be back in a few hours. It was perfect.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

368.937

Sounds like a good plan.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

370.479

Yeah. So I go home, and I come back in a few hours, and there's my daughter just in tears when I see her.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

386.878

Well, it was more than my kid. It was other kids, too. They were all upset.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

398.066

Yeah. What happened? So I got her in the car and asked what happened. She said that the mom forced all the girls to give their Build-A-Bears to the birthday girl.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

431.161

That's what I was asking myself. So I contacted another mom who was involved, and she couldn't believe it either. She was really upset.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

450.574

Well, what she said was that the mom wanted each girl to build a bear so that her daughter would remember her. Each one of them by the bear that they built. They built for her.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

470.76

I mean, we already gave a gift.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

482.99

Yeah, she did pay for the Build-A-Bear experience.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

519.616

All these girls had to stand and whine. They had to make each bear, and then all the bears were ripped away from them at the end.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

532.887

Okay. So I have the lady's number.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

551.963

That would be a cherry on top. I don't expect it, but I just need her to know what she did was wrong.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

558.32

I don't know how to say it.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

585.706

This is why I'm calling you. I can't be trusted.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

703.991

Yeah, I mean, what if she says, I haven't heard anything?

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

743.757

I feel like I see why she did it. She wanted this special moment strictly for her daughter. Okay.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

785.411

And it's not a teddy bear. It's 12 teddy bears. It's so much more than it's, yeah. It's making all these girls feel bad.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

798.56

I'm going to try to keep it under control.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

811.569

Hello? Hi, is this Megan? Megan? Yeah, who's this? Hi, this is Richard. I'm Vanessa's dad. Oh, yeah.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

823.462

Hi. Good. First off, I just wanted to thank you for inviting my daughter to the birthday party.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

832.872

Well, I will say she had a really good time, but there was one little issue. And I'm just kind of wondering if you had feedback from other parents.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

851.471

So I'm assuming what you're talking about is the Build-A-Bear situation.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

863.234

Right. Cool. You get to make the rules.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

869.511

And with no regard to the other children's feelings. Was that one of the rules?

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

883.079

So you bought every one of their tears is what you're saying.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

889.282

You purchased each. Was it build a tear?

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

901.365

It was a labor camp. A labor camp?

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

906.887

You put all these girls to work for your daughter. I'm not the only one who thinks this. All the parents are talking, and they all kind of think you're a jerk. Okay, great.

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

922.098

You should have them make a Build-A-Bear police bear and then just take that away, too. Ooh, burn. Thank you. Ow, that hurt. You know what? The truth is, you know who else thinks you're a jerk? Everybody listening on the radio right now because you're on Brooke and Jeffrey in the morning. What are you talking about? What the hell is going on?

Brooke and Jeffrey: Second Date Update

Awkward Tuesday: Ruin A Birthday

942.259

Yeah, you just got outed for being a first-class jerk to the entire country.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

1083.085

Paper covers rock.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

144.23

Second Date Update.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

209.136

Well, it's a familiar game to all of you, I bet, but we play it in a different way. Okay. Me and my buddy, when we're out, you know, in a public place.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

218.703

Where we're around gorgeous women or women in general.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

222.926

And what we do is we shoot rock, paper, scissors.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

229.15

Whoever loses is the one that has to go and strike up. Oh, wow.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

256.238

Yeah, I mean, as you might expect, the rejection rate is pretty high, but you'd also be surprised how often it works. Okay.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

268.367

Yep, exactly. My buddy's paper covered my rock, and we were at the park one day, and there was a cute girl just sort of sitting on a blanket, walked over and introduced myself, and her name is Hannah.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

284.071

Yeah.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

289.693

No, no, no, no, no. This is between my pal and me.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

301.617

No, not really. You use the same line. It's like anything else. It just gets tired and you're not into it.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

309.688

I just said, hey, how are you? It's gorgeous out.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

319.437

The weather. The weather. I know. It's stupid as it is. It works.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

332.904

Yeah. And we talked for a little while and we set up a dinner date, like a proper date, you know, downtown at a nice place.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

345.635

It went really well. We were in there for like about close to two, like an hour and a half, two hours. I mean, just taking our time, casual conversation. And she looked

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

356.638

hot i mean she looked so good so it's one of those things where i wanted to kind of prolong the fun for as long as i could but it had to end um of course so we walked outside and uh there's like one of these live remote tv crews doing you know posting on the street interview stuff in a positive way or at a your restaurant just is getting shut down for health violations

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

381.828

No, nothing to do with the restaurant. They wanted to ask people about, like, crime in downtown.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

394.956

Busted. So they asked me, you know, and I'm a bit of a ham, so I was like, all right.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

408.263

So did my thing. And then we sort of moved on from there. I didn't get a kiss. I got like a big hug.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

422.386

I tried to be sincere, but I'm still trying to be lighthearted about it.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

449.926

And that's why I'm talking to you guys.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

548.78

I don't know. She kind of got in on it. I pulled her into the interview. And so it was, you know, both of us talking to the reporter. So that's good.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

559.364

OK.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

654.389

Okay.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

901.001

Yeah. Oh, man. Way twisted around, you guys. Yeah, you twisted it. Oh. I'm saying that this is kind of embellishing what happened. I mean, you know, I think I saw the purse snatcher guy. You were right there with me. I mean, and face it. I mean, if there was a guy who was going to be downtown snatching purses and Just look at that dude and think, okay, that's the purse snatcher.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

931.93

He didn't look as guilty or sketchy or such as anybody.

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

964.185

Yeah, but wait, wait, wait, wait, wait. You were the one that said, look at that dude with, like, the bandana on. You know, like, who wears the freaking bandana?

Brooke and Jeffrey: Second Date Update

Second Date Update Classic: Incriminating News At 11

998.143

No, you, Eddie, embellish her. If they brought this guy into your studio and you took a look at him, you'd be like, yep, purse snatcher.

The Dan Le Batard Show with Stugotz

Hour 1: Hawk's Lying Uncle

2068.462

Hey, this is Richard. I just got out of a lunch with my sister-in-law. Bold take. You get one basic modification to your meal. After that, you're an a**hole. You say, hey, no pickle or no onion. Add tomato, whatever the heck. You get one. Anything after one, you're a piece of a**hole.

The Dan Le Batard Show with Stugotz

Hour 1: Hawk's Lying Uncle

2115.243

Dan!

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

1005.479

You know, we were all, a lot of dentists, we have an annual day on the Hill where we lobby for different things, but we were, I testified before a Senate committee in the afternoon and a representative committee in the morning, and they're pretty much on track to pass this thing. So that could make everything moot in everywhere else in the state, but we'll have to wait and see.

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

252.401

How are you doing? I'm in Aventura and greetings and thank you for having me on. And I appreciate the good work that you've been doing over the years. So, so nice to be with you.

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

282.967

Well, you know, historically, it was realized that early 1900s, 1901, it was discovered that a certain city in Colorado, Colorado Springs, people had brown, ugly teeth, but they also had no cavities. And it took them a few decades to realize there was a reason. It was the fluoride, which was much too high in the water in that city. But

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

304.833

That set the stage for some research to be done in Grand Rapids, Michigan. It was a big study, 1945. So bottom line is, without getting too into it, it was discovered with time that a very small, small amount of fluoride added to the water supply

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

319.87

It occurs naturally, but a small addition to an optimal level helps prevent decay cavities in children and adults, and it's been proven with decades of literature and valid research studies, as opposed to the crazy studies that people tend to bring up, these fringe studies that are not well performed and stuff like that. Some of the stuff you just heard was definitely a reflection of that movie.

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

347.041

And this is the day and age we're living in of misinformation. We all know that.

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

383.739

Right. So I feel like when I hear some of these other studies, I feel like my IQ has dropped precipitously just hearing about these things. But the reality is, yeah, when people quote studies like that, if you take a close look, frequently those studies are either performed in foreign countries, Iran, China, India, not to denigrate those countries, but

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

403.775

Frequently, the levels of fluoride are typically way too high, and the nature of the studies are flawed. But if someone looks at the decades of valid, solid scientific research, then I don't know why they need to point to these other wacky studies that demonstrate stuff that's just not true. And our surgeon general, as you alluded to, Dr. Latipo,

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

426.081

He's free to gallivant around the state, just purporting misinformation about this. And between him and RFK, it's threatening to ruin the health care of our country, much less our state. So it's really a tough time. I mean, anti-vaccine, let's bring back polio, let's bring back measles. Hey, let's get rid of fluoride. It's a really bad trend that we're in.

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

461.573

I think according to his family, he drank some can of paint when he was very young, and it affected him for the rest of his life, something like that.

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

497.58

It's between 25 and 45% roughly. I mean, but it's, it's also well known what happens if you take fluoride away, like look no further than Calgary, Canada, they're putting it back now because they realized that after they took it away, there was,

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

513.787

a 700 increase in hospital admissions iv antibiotics serious health problems one misconception is when you hear the word cavity people think of a tiny little cavity in the tooth but cavities become large cavities which become abscesses which turn into facial infections which then can become hospital admissions and even death in a rare case.

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

537.191

And especially the underserved population are more at risk when you take away fluoride. So Calgary is putting it back. Other communities that have lost it, they see the results and then they go back because they realize this is just a bad healthcare decision to take it away.

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

797.176

That is a point that some people make, but you might as well say the same thing about other healthcare measures that have helped tremendously in our country, like the vaccines are a clear example. I mean, kids need to have vaccines to go to school. Parents technically can tell their kids, I don't want to send you to school, but

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

814.901

then we're looking at higher rates of measles and whooping cough and other things without vaccines. So I compare it to the same thing. Technically, people have a choice in this world. You can move to a non-fluoridated area. You don't have to turn on your tap water. You can buy a reverse osmosis filter. So there technically is choices, but...

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

833.804

The government has been in a role, the EPA, whoever, of trying to do what's best for the health of the citizens of the country and the state. Local communities want control. I know it sounds kind of radical, but parents technically have a choice. We all have a choice. You know, so what about the kids that don't get fluoride and they don't have consent over their disease process?

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

862.21

They end up in doctor's offices, in hospitals, you know, God forbid, severe infections, especially the underserved. So, you know, you can talk about choice. I know that's a popular talking point, consent, but it all turns out to be BS at the end of the day. We need to all live in a world that keeps everyone as safe as possible. Same with seatbelts and cars. I mean, technically...

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

882.881

You're taking away my choice. I don't want to put a seatbelt on my kid. Well, you know, we need to intervene and do what's best for people.

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

959.29

no question i mean there's a statewide there's a there's a bill called the florida farm bill which includes a bunch of different things but among them is one thing on fluoride that that if it passes will per will forbid the addition of fluoride statewide and it looks like that's on track unfortunately to pass but the prediction is that major communities in our state will fight back with court filings and different things saying wait a minute

The Dan Le Batard Show with Stugotz

#BecauseMiami: Dr. Mufson or: How I Learned to Stop Worrying and Love Less Fluoride

986.172

How dare you take control over our ability to control our local residents? Miami is not the same as Bartow, Florida. It's not the same as the land. We're all different. And how dare you take that right away? But that's threatening to pass the Florida Farm Bill is set to likely pass.

The Ramsey Show

Your Future Self Deserves Better Choices Today

1002.34

Uh, we have a 14,000 in that.

The Ramsey Show

Your Future Self Deserves Better Choices Today

1011.411

That's probably about five months.

The Ramsey Show

Your Future Self Deserves Better Choices Today

1052.624

It was expensive. We have about $150,000 left on that.

The Ramsey Show

Your Future Self Deserves Better Choices Today

1087.27

Yeah, that makes good sense. I like that.

The Ramsey Show

Your Future Self Deserves Better Choices Today

1093.579

Yeah. Thank you so much. That's good guidance. I appreciate it.

The Ramsey Show

Your Future Self Deserves Better Choices Today

4135.786

Hi. Thanks for having me.

The Ramsey Show

Your Future Self Deserves Better Choices Today

4139.594

Hi, so I was just let go from my job suddenly this past Thursday.

The Ramsey Show

Your Future Self Deserves Better Choices Today

4145.597

And my question for, we'll make it through. We're on baby step three. We've got our expenses saved up.

The Ramsey Show

Your Future Self Deserves Better Choices Today

4153.361

But my question for Dave was, what should I be doing during this time? Should I be looking for a job?

The Ramsey Show

Your Future Self Deserves Better Choices Today

4160.894

part-time job maybe to help bolster that emergency fund make sure it doesn't run on short or dry should we move out of the house are there any special considerations what were you doing before i was the director of music for a large well-known church in the area okay do you see a position opening up and doing something similar anytime soon It's kind of thin.

The Ramsey Show

Your Future Self Deserves Better Choices Today

4186.618

It can take a couple months, three months conservatively to find a job that's so specific that matches my very narrow field of expertise.

The Ramsey Show

Your Future Self Deserves Better Choices Today

4227.649

She teaches some piano lessons here and there, but she really likes being a stay-at-home mom.

The Ramsey Show

Your Future Self Deserves Better Choices Today

4307.967

Yeah, thanks for the advice. Would you push me more in the direction of a full-time job or would it kind of depend on the situation?

The Ramsey Show

Your Future Self Deserves Better Choices Today

614.808

Hi. Thank you for taking my call.

The Ramsey Show

Your Future Self Deserves Better Choices Today

619.631

Well, the reason I was calling is I just recently changed my Fidelity 401k account, and I've actually brought it up to 75% of my income. And we have a military pension and my wife works. And so, but my question is, we recently purchased a brand new motor home and that is our residence. And so we have no other bills other than the motor home itself.

The Ramsey Show

Your Future Self Deserves Better Choices Today

651.331

And we weren't sure whether or not I should be investing like I am into my 401k. I didn't mention that I am I'm 58. I would like to retire at 62 as well as my wife. So we're just a few years out from that. And so we're just going, I wanted to get the money into the market as early as I could in this new year. And so we're, you know, I just, I upped it up to 75%.

The Ramsey Show

Your Future Self Deserves Better Choices Today

674.436

I wanted to see if that made good sense or not, if it did make good sense.

The Ramsey Show

Your Future Self Deserves Better Choices Today

683.203

I have 117,000 in my 401k. And my wife has about $13,000 in hers. And yeah, I guess that's about it. And then we do have our high-yield savings that we're using for, we have money in there for our emergency fund.

The Ramsey Show

Your Future Self Deserves Better Choices Today

706.81

Well, right now, I haven't seen my payslip, but I'm somewhere in the proximity of $1,600 to $1,800 every two weeks is going into that.

The Ramsey Show

Your Future Self Deserves Better Choices Today

717.353

And then I'm getting a paycheck of like $390, close to $400. Okay. And I put that into the high yield savings.

The Ramsey Show

Your Future Self Deserves Better Choices Today

730.427

And the military pension. That's correct.

The Ramsey Show

Your Future Self Deserves Better Choices Today

757.774

No, we don't. We actually sold our house a couple years ago. We relocated to Tampa.

The Ramsey Show

Your Future Self Deserves Better Choices Today

768.006

Well, we paid off our car and then we bought another, we bought another camper and we paid cash for that. So that wiped us out of all that. So we, we became debt free at that point. And, and so.

The Ramsey Show

Your Future Self Deserves Better Choices Today

860.413

Yeah, our month-to-month budget. And this includes putting, we have money that goes to our grandkids. We save for them. And then we also have extra that my wife has out of the budget. But it's like around $5,500. But that also, out of that, there's $800 of it that goes into savings. Okay. Into savings. So it actually could be a lot. It'd be like $4,800 maybe.

The Ramsey Show

Your Future Self Deserves Better Choices Today

886.522

Or $4,600. Yeah, something like that. That's about what it costs to operate. And that includes the payment of the motorhome. And we do use the EveryDollar. We're religious about that. We love that app.

The Ramsey Show

Your Future Self Deserves Better Choices Today

962.644

Are you saying that you would recommend that I back off my contribution or would you leave it at 75 and go? Or are you saying?

The Ramsey Show

Your Future Self Deserves Better Choices Today

980.651

No, no, I get it. I agree with you. I just I wasn't sure whether or not I needed to back down my my contribution to my fidelity account and then, and then go aggressive.

The Ramsey Show

You Need To “Happen” to Your Life Instead if It Happening to You

3651.809

So the number after taxes times 20.15.

The Ramsey Show

You Need To “Happen” to Your Life Instead if It Happening to You

4805.205

So I got into a pretty bad hole of debt, all credit cards. Um, I got a house about two years ago with my ex now and uh, you know, I buy, I was buying stuff for the house and then we broke up and I went down the rabbit hole of spending, you know, not being pretty financial intelligent with my money. So then I got, I'm looking at it now and I'm about 50 K.

The Ramsey Show

You Need To “Happen” to Your Life Instead if It Happening to You

4833.112

And I was using 0% interest, and now all of them are hitting that mark where the interest is starting to come.

The Ramsey Show

You Need To “Happen” to Your Life Instead if It Happening to You

4852.482

Ex-girlfriend, because we never got married. But the house was just mine.

The Ramsey Show

You Need To “Happen” to Your Life Instead if It Happening to You

4861.705

Um, I bought it at $230. It's my mortgage now is at $209.

The Ramsey Show

You Need To “Happen” to Your Life Instead if It Happening to You

4870.511

Um, I think about $265, $270 on a good day.

The Ramsey Show

You Need To “Happen” to Your Life Instead if It Happening to You

4881.539

I pay everything raised up from when I got it, but now it's at $2365. I take home about $43 a month, $45 a month.

The Ramsey Show

You Need To “Happen” to Your Life Instead if It Happening to You

4906.466

Yeah, everything, you know, with all the interest going up, it's going to look scary.

The Ramsey Show

You Need To “Happen” to Your Life Instead if It Happening to You

4919.571

Smallest it would be for my business I try to go into, it's about $2,800 right now. And then it goes to $4,300. And then it's $6,100, $6,700, $833, $9,000, and then a $12,000. Yeah. I...

The Ramsey Show

You Need To “Happen” to Your Life Instead if It Happening to You

4977.467

No, but I got a girlfriend and she's staying with me.

The Ramsey Show

You Need To “Happen” to Your Life Instead if It Happening to You

5018.875

Right, but I'm not expecting anybody to help me. She helps with, like, groceries, and, you know, that's nothing else. I could ask, but, you know, I'm not trying to do that.

The Ramsey Show

You Need To “Happen” to Your Life Instead if It Happening to You

5043.192

She buys me certain stuff. She'll give me some money for a bill here and there. She'll pay all the groceries all month.

The Ramsey Show

You Need To “Happen” to Your Life Instead if It Happening to You

5060.473

So that's step one, get her to pay half?

The Ramsey Show

You Need To “Happen” to Your Life Instead if It Happening to You

5095.004

Probably the minimums at that because the minimums are looking dangerous now.