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Richard

๐Ÿ‘ค Speaker
1944 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

So here's what I'm asking. I'm going to be, I'm 50 years old, basically with three children, you know, all toddlers under the age of 10. And, you know, I'm tired of just the day-to-day rat race. My job, you know, pays for our bills, but I don't ever have anything saved. Um, my wife is a stay at home mother. I'm taking care of the kids and we homeschool. Okay. It's very, very important to us.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

So here's what I'm asking. I'm going to be, I'm 50 years old, basically with three children, you know, all toddlers under the age of 10. And, you know, I'm tired of just the day-to-day rat race. My job, you know, pays for our bills, but I don't ever have anything saved. Um, my wife is a stay at home mother. I'm taking care of the kids and we homeschool. Okay. It's very, very important to us.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

So here's what I'm asking. I'm going to be, I'm 50 years old, basically with three children, you know, all toddlers under the age of 10. And, you know, I'm tired of just the day-to-day rat race. My job, you know, pays for our bills, but I don't ever have anything saved. Um, my wife is a stay at home mother. I'm taking care of the kids and we homeschool. Okay. It's very, very important to us.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

We're very religious when it comes to that. So that's a non-negotiable for getting a job. Um, but you know, I'm, I'm, I own my home. I have 300 grand in equity, you know, um, I had been on the job a long time and I'm just You know, I'm just staying above water. Cost of living is just so expensive here in California.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

We're very religious when it comes to that. So that's a non-negotiable for getting a job. Um, but you know, I'm, I'm, I own my home. I have 300 grand in equity, you know, um, I had been on the job a long time and I'm just You know, I'm just staying above water. Cost of living is just so expensive here in California.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

We're very religious when it comes to that. So that's a non-negotiable for getting a job. Um, but you know, I'm, I'm, I own my home. I have 300 grand in equity, you know, um, I had been on the job a long time and I'm just You know, I'm just staying above water. Cost of living is just so expensive here in California.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

You know, my monthly nut that I have to pay, pardon my French, is, you know, $8,300 a month. You know, my mortgage is $4,900. I have, you know, one debt, which is my car payment. You know, I owe like $17,000. My wife's car is paid off. You know, so I'm just... Hey, Richard.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

You know, my monthly nut that I have to pay, pardon my French, is, you know, $8,300 a month. You know, my mortgage is $4,900. I have, you know, one debt, which is my car payment. You know, I owe like $17,000. My wife's car is paid off. You know, so I'm just... Hey, Richard.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

You know, my monthly nut that I have to pay, pardon my French, is, you know, $8,300 a month. You know, my mortgage is $4,900. I have, you know, one debt, which is my car payment. You know, I owe like $17,000. My wife's car is paid off. You know, so I'm just... Hey, Richard.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

You should move. I want to move to another state. And move to another state.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

You should move. I want to move to another state. And move to another state.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

You should move. I want to move to another state. And move to another state.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

And pay cash.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

And pay cash.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

And pay cash.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

My wife's open to it. It's just all her family is all within a 20 mile radius within here in Southern California. So it's a little bit of a challenge. That's what I did. They're older. It's not good. Yeah. It's hard. Yeah. And that's, it is hard. And you know, it just, I could go and pay cash for a house in another state, not have any debt.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

My wife's open to it. It's just all her family is all within a 20 mile radius within here in Southern California. So it's a little bit of a challenge. That's what I did. They're older. It's not good. Yeah. It's hard. Yeah. And that's, it is hard. And you know, it just, I could go and pay cash for a house in another state, not have any debt.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

My wife's open to it. It's just all her family is all within a 20 mile radius within here in Southern California. So it's a little bit of a challenge. That's what I did. They're older. It's not good. Yeah. It's hard. Yeah. And that's, it is hard. And you know, it just, I could go and pay cash for a house in another state, not have any debt.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

My income's going to stay the same in the next 10, 10 years. It's not going to, fluctuate that that much going up and i make 137 000 a year what do you do for a living uh i do national accounting okay okay yeah travel I travel a lot, and I thought I was getting a second job on the weekends, but then I'll never see the kids because I travel.

The Ramsey Show
The Road to Financial Freedom Begins With Hard Choices

My income's going to stay the same in the next 10, 10 years. It's not going to, fluctuate that that much going up and i make 137 000 a year what do you do for a living uh i do national accounting okay okay yeah travel I travel a lot, and I thought I was getting a second job on the weekends, but then I'll never see the kids because I travel.