Rick

Can I ask you this? One of the reasons why I designed it that way was so that we could fish further upstream than most financial planning firms. So we start to work with people in their early 30s, right? Sure. When they're making, you know, a few hundred grand a year.

And then, you know, a lot of those relationships that blossom into people, you know, doing big things at Meta, you know, making five million a year, right? Do you think that's a smart play or is that, you know...

And then, you know, a lot of those relationships that blossom into people, you know, doing big things at Meta, you know, making five million a year, right? Do you think that's a smart play or is that, you know...

And then, you know, a lot of those relationships that blossom into people, you know, doing big things at Meta, you know, making five million a year, right? Do you think that's a smart play or is that, you know...

Hey, guys. How are you?

Hey, guys. How are you?

Hey, guys. How are you?

What's up, brother? Good, good. Say, a question for you. My wife and I are restarting the baby steps, and we currently have about $5,000 in our savings accounts and about $111-ish in debt. $58,000 of that is mortgage. $18,000 of that is credit card. $8,600 is a car. And 27 and a half of that would be a home equity loan.

What's up, brother? Good, good. Say, a question for you. My wife and I are restarting the baby steps, and we currently have about $5,000 in our savings accounts and about $111-ish in debt. $58,000 of that is mortgage. $18,000 of that is credit card. $8,600 is a car. And 27 and a half of that would be a home equity loan.

What's up, brother? Good, good. Say, a question for you. My wife and I are restarting the baby steps, and we currently have about $5,000 in our savings accounts and about $111-ish in debt. $58,000 of that is mortgage. $18,000 of that is credit card. $8,600 is a car. And 27 and a half of that would be a home equity loan.

My question for you is, should I take that savings down to $1,000, use that $4,000 to put towards debt, or how do I go about tackling this?

My question for you is, should I take that savings down to $1,000, use that $4,000 to put towards debt, or how do I go about tackling this?

My question for you is, should I take that savings down to $1,000, use that $4,000 to put towards debt, or how do I go about tackling this?

Smallest balance is the car at $8,600 at 1.99%. Are the credit cards, did you do consolidation on those? It's just one credit card. Long story short, half of that is from some medical bills that insurance didn't want to cover, yada, yada, yada. You know how that goes.

Smallest balance is the car at $8,600 at 1.99%. Are the credit cards, did you do consolidation on those? It's just one credit card. Long story short, half of that is from some medical bills that insurance didn't want to cover, yada, yada, yada. You know how that goes.

Smallest balance is the car at $8,600 at 1.99%. Are the credit cards, did you do consolidation on those? It's just one credit card. Long story short, half of that is from some medical bills that insurance didn't want to cover, yada, yada, yada. You know how that goes.

Correct.

Correct.

Correct.

I think we could probably do that pretty good. My wife and I make $160,000 combined and probably bring home like $110,000. Awesome.