Rima Grace

So Marketplace's Samantha Fields asks, what would bring down the cost of housing?

So Marketplace's Samantha Fields asks, what would bring down the cost of housing?

Trump has proposed several ideas in the last few months.

Trump has proposed several ideas in the last few months.

50-year mortgages, a ban on institutional investors buying single-family homes, and now letting people take money out of their 401ks to buy a house.

50-year mortgages, a ban on institutional investors buying single-family homes, and now letting people take money out of their 401ks to buy a house.

It makes a lot of sense that all these proposals are just coming out right now because we are in the midst of a housing affordability crisis.

It makes a lot of sense that all these proposals are just coming out right now because we are in the midst of a housing affordability crisis.

Chris Salviati, chief economist at ApartmentList, says housing has been an issue for a long time, but it's gotten increasingly unattainable for many people in the last five years.

Chris Salviati, chief economist at ApartmentList, says housing has been an issue for a long time, but it's gotten increasingly unattainable for many people in the last five years.

Now, more than probably at any time in recent memory, housing affordability is kind of a top of mind issue.

Now, more than probably at any time in recent memory, housing affordability is kind of a top of mind issue.

But he says some of the proposals the president has thrown out so far could actually exacerbate the problem by giving people more purchasing power.

But he says some of the proposals the president has thrown out so far could actually exacerbate the problem by giving people more purchasing power.

And that would, if anything, potentially even drive prices up further by bringing more demand into the market.

And that would, if anything, potentially even drive prices up further by bringing more demand into the market.

And there's already more demand for housing than supply.

And there's already more demand for housing than supply.

Jenny Schutz at Arnold Ventures says that's why it's gotten so expensive to buy.

Jenny Schutz at Arnold Ventures says that's why it's gotten so expensive to buy.