Rob Luna

Bitcoin's down significantly during that period of time.

Gold has done what it should be doing.

And so I think during of all the alternative asset classes to stocks and bonds and real estate, I do like precious metals.

And I don't have enough.

I wish I would have bought more.

I think, look, it's very hard to time any market.

And so one of the things about investing in general, the shorter your time horizon is, the harder it is.

The longer it is, the easier it is.

Think about the S&P, the largest 500 companies.

Over any 10-year period, it does well.

Over a longer period of time, it's always done 10%.

But it comes like this.

if you needed to know what is the s p going to do in the next 12 to 18 months i have no idea so if the money if what you're investing for those needs need to be liquid in 12 to 18 months i wouldn't touch the s p 500 longer period of time five ten years absolutely same thing with gold if you're trying to time it over the next night if you need to take this money out of gold and buy a house in 12 months i would say you don't touch it especially after a big run

It should pull back.

Trees don't grow to the sky.

It should pull back.

I wouldn't be going all in on it now.

If you have no position, maybe buy a little bit right now.

I would look for a little bit of a pullback, which I think could happen.

But I think longer term, again, 5% to 10%.