Rob Luna

Those people are gone, Sean.

They're not back.

You look at the immigrants that are in New York today, and I'm all for a legal immigration process.

Like, we need that to be able to prosper.

Otherwise, you become Japan, right?

You need immigration, but you need the right type of immigrants.

You need the right incentive.

It's not the immigrants that are in that country.

city today that are absolutely destroying it and looking for handouts and have created that problem.

And everyone says, oh, it's just a mayor and it's just New York.

No, that is a metaphor for what could be happening to this country unless we start changing those things.

And that's the problem with the 50-year mortgage and all these band-aids that we're trying to create to kick the can down the road and not take the medicine that we need to put our boots on and start getting back to what made this country great.

Doing what he says he's going to do.

You're not entirely wrong.

And the thing is, I know you, Sean, and we kind of share this philosophy of

the value of home ownership.

And so one of the things that I have to always balance is the art and the science of business planning and financial planning, because there's numbers, like you said, right, to say, hey, if you amortize this over 50 years, you're paying X amount of interest, stupid, horrible idea.

Then there's the human side of being able to lay your head down on a pillow at night and know, I own this.

I can paint my walls purple if I want.

I know that the landlord's not going to say, hey, my brother-in-law wants to move in there at the end of this term.