Robert Brokamp

But let's move on to the solutions.

So we've highlighted a lot of challenges, but what do you think people should do?

I love the idea of working longer.

I've mentioned on the show before that the studies that show whether retirement is good for us are actually mixed, you know, because we do get some value from work, as you point out.

And you will also see people as they get older starting businesses.

And so not only are you the co-author of Retirement Bites, but you are also the author of Never Too Old to Get Rich, The Entrepreneur's Guide to Starting a Business Midlife.

So as our final question here, what tips do you have for anyone who's thinking, you know, I've always wanted to start a business.

What should I start doing?

Well, Kerry, this has been an enlightening and, dare I say, nostalgic conversation.

Thanks so much for joining us.

It's time to get it done, fools.

You know, we're heading into the holiday season where we'll be spending time with family and friends.

I hope you'll be enjoying some good company, good food, and good gifts, but also take the opportunity to talk about a much less cheery topic with the important people in your lives, and that is estate planning.

And I say this in light of two items I read this week.

One comes from the Wall Street Journal, which told the tale of a married couple in their 70s.

The husband managed all the finances, but unexpectedly passed away, leaving the wife overwhelmed by having to learn where everything was and how to manage it.

And the other item comes from my Foolish colleague, Jim Mueller.

A relative of Jim's was taking care of an elderly mother who has dementia, including managing her finances.

Sadly, this relative recently passed away at a relatively young age, and now Jim and his wife are taking over.

But they're flying blind.